Passaic County does not mandate short-term rental insurance. Some municipalities do. West Milford Township requires owners to carry general liability coverage of at least $1,000,000 and name the township as an additional insured before operating a short-term rental under Code § 285-13.
No county or statewide law sets an STR insurance minimum in New Jersey; it is a municipal choice. West Milford Township is the notable Passaic County example: its short-term rental ordinance requires owners to provide proof of general liability insurance in a minimum amount of $1,000,000 with the Township named as an additional insured, alongside a permit, inspection, and a New Jersey-resident responsible party. Towns without an STR ordinance impose no insurance requirement. Regardless of local rules, hosts should confirm their homeowner's policy covers commercial rental use, since standard policies often exclude it; marketplaces like Airbnb offer supplemental host protection that may not replace required coverage.
Operating a West Milford short-term rental without the required $1,000,000 liability coverage naming the township violates § 285-13 and can result in fines and denial, suspension, or revocation of the rental permit.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Passaic County, NJ
New Jersey's animal-cruelty law makes it unlawful to fail to provide necessary care to animals. Under 2022 amendments, animal hoarding is a fourth-degree cri...
Passaic County, NJ
New Jersey bans intentionally feeding black bears statewide, with a civil penalty up to $1,000. This applies across Passaic County, including bear-active wes...
Passaic County, NJ
Passaic County does not regulate backyard composting. New Jersey encourages home composting to divert yard and food waste, but any placement, container or nu...
Passaic County, NJ
Passaic County does not regulate artificial turf on residential yards. Whether you can install synthetic grass — and any drainage, coverage or permit conditi...
Passaic County, NJ
Passaic County does not require or restrict native-plant landscaping on private property. New Jersey promotes native plants for stormwater and pollinator ben...
Passaic County, NJ
Rain barrels and rooftop rainwater harvesting are legal statewide in New Jersey, and Passaic County places no limits on them. State law bars state and local ...
See how Passaic County's insurance requirements rules stack up against other locations.
Help us keep this page accurate. If you notice an error or outdated information, let us know.