Paulding County requires no short-term rental insurance. With no STR ordinance, there is no proof-of-coverage condition, and Georgia sets no statewide STR insurance mandate. Coverage is left to the host, insurer, lender, and any HOA requirements.
Neither Paulding County nor Georgia requires a short-term rental host to carry a specific insurance policy — the county has no STR ordinance and therefore no proof-of-insurance step, and there is no statewide STR insurance floor. That does not make coverage optional in practice: standard homeowner policies typically exclude commercial rental activity, so most hosts add a landlord or dedicated short-term-rental policy. Platform host protection from Airbnb or Vrbo may not fully cover property or liability gaps. HOA covenants or a mortgage lender may separately require proof of adequate coverage. Dallas and Hiram could impose their own rules inside city limits.
No county penalty exists, since Paulding requires no STR insurance. The real exposure is financial: a host relying on an excluded homeowner policy risks personal liability for guest injury or property-damage claims that insurance won't pay.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Paulding County, GA
No Georgia statute and no Paulding County ordinance regulate holiday lights, inflatables, or yard displays on private property. A homeowner decorates without...
Paulding County, GA
Paulding County's Chapter 67 sign ordinance allows a yard-sale sign on your own property as a temporary sign, within size and placement limits. Off your land...
Paulding County, GA
Paulding County's Chapter 67 sign ordinance regulates yard signs content-neutrally, so political signs sit under the same size and placement limits as other ...
Paulding County, GA
Paulding County runs no registration program for long-term rentals — a landlord needs no county rental permit or inspection to lease a house. The county has ...
Paulding County, GA
Georgia has no just-cause eviction law, and Paulding County cannot add one. A landlord first demands possession under O.C.G.A. §44-7-50, then files a disposs...
Paulding County, GA
Rent control is illegal in Paulding County. Georgia's O.C.G.A. §44-7-19 bars every county and city from regulating the rent charged on private residential pr...
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