Showing ordinances that apply to Pike Creek Valley, DE
Pike Creek Valley is an unincorporated community (population 11,692) in New Castle County, Delaware. Because Pike Creek Valley is not an incorporated city, it does not have its own municipal code. Instead, New Castle County ordinances apply directly to properties here. The insurance requirements rules below are the ones that govern your area.
New Castle County STR permit applicants must demonstrate liability insurance of at least $500,000 per occurrence covering rental activity. Platform-provided coverage (Airbnb AirCover) may satisfy if policy terms are met.
New Castle County STR registration under UDC 40.03.510 requires proof of liability insurance with minimum coverage of $500,000 per occurrence for guest injury and property damage arising from rental activity. Wilmington's STR rules require comparable coverage. Standard homeowner policies (HO-3) typically exclude commercial rental use; hosts generally need a short-term rental endorsement, landlord policy, or commercial liability rider. Airbnb's $1M Host Liability Insurance satisfies the requirement for listings booked through Airbnb; Vrbo's Liability Insurance similarly qualifies. Proof of insurance must be submitted at initial registration and at annual renewal. Insurance lapses must be reported within 10 days.
Operating without current insurance: permit suspension until proof provided; civil penalty up to $500. False certification of insurance: permit revocation and 24-month reapplication ban. Uninsured claims: host bears personal liability.
See how Pike Creek Valley's insurance requirements rules stack up against other locations.
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