Unincorporated Knox County does not require short-term rental hosts to carry a specific insurance policy or liability minimum. No STR ordinance means no county insurance condition; hosts should still carry appropriate liability coverage.
Because Knox County has no short-term rental ordinance, there is no county-mandated STR insurance or minimum-liability requirement in the unincorporated area. This is a business risk decision left to the host. Standard homeowner policies often exclude commercial short-term rental activity, so hosts commonly add a short-term-rental or landlord policy and rely on platform host-protection programs (such as Airbnb's AirCover or Vrbo's liability coverage). The City of Knoxville may attach insurance conditions to its STR permits. Tennessee's STR Unit Act allows reasonable local permitting requirements where adopted.
No county STR insurance penalty exists in the unincorporated area. Lack of coverage is a private liability risk, not a code violation.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
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Knox County does not prohibit backyard composting for households. The zoning code only regulates commercial-scale composting facilities, which are solid-wast...
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Knox County has no ordinance regulating artificial turf on residential property. Synthetic lawns are neither required nor banned; large installations should ...
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Knox County has no rule requiring native plants in home yards, but its zoning ordinance requires native shade trees in new parking lots and along streets in ...
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Knox County has no ordinance prohibiting or specially regulating residential rain barrels or rainwater collection. Tennessee does not restrict rainwater harv...
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Knox County does not impose a general ordinance restricting lawn or garden watering days or hours. Any watering limits come from your individual water utilit...
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Knox County treats vines, grass, weeds and other vegetation that reaches 12 inches or more as a presumed public nuisance on residential property. Owners must...
See how Knox County's insurance requirements rules stack up against other locations.
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