Round Rock requires STR applicants to submit proof of liability insurance with the Temporary Use Permit application. The city does not publish a minimum dollar amount; coverage is reviewed for adequacy by the Zoning Administrator.
As part of the Temporary Use Permit process used to authorize short-term rentals in Round Rock, applicants must include proof of a liability insurance policy covering the rental operation. The TUP application materials list liability insurance among the required submittals; however, the city does not publish a fixed minimum coverage amount in its public TUP guidance. STR-specific 'host protection' policies (offered by Airbnb, Vrbo, and dedicated STR insurers) and verification that an existing homeowners policy permits short-term rental use are commonly accepted. Operators should confirm acceptable coverage and any current dollar threshold directly with Planning and Development Services (Kerstin Harding, 512-218-5421) before submitting. Failure to maintain valid liability coverage can result in TUP denial or revocation.
Operating an STR without active liability coverage, or letting a required policy lapse, can result in denial or revocation of the Temporary Use Permit and city enforcement action up to $2,000 per day for unpermitted operation.
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