Selma does not mandate specific insurance for short-term rental operators. California law does not require STR-specific liability coverage at the state level. Platforms like Airbnb provide host protection insurance, but operators should carry their own commercial or landlord policy.
The City of Selma has not enacted an ordinance requiring short-term rental operators to carry specific insurance coverage. Unlike some larger California cities that mandate minimum liability coverage amounts (often one million dollars or more), Selma's municipal code does not address STR insurance. However, standard homeowner's insurance policies typically exclude commercial activities such as short-term rentals, meaning operators may have gaps in coverage. Airbnb provides AirCover host protection with up to one million dollars in liability coverage, and VRBO offers similar programs, but these are supplemental and may not cover all scenarios. Operators are strongly advised to obtain a commercial general liability policy or a landlord insurance policy that covers short-term rental activity. California does not have a statewide STR insurance mandate. Property owners remain liable for injuries to guests and third parties under general premises liability law.
No local violation for lacking STR insurance. Operators face personal liability exposure for guest injuries if uninsured or underinsured.
Selma, CA
Selma establishes decibel measurement criteria in Section 6-17-3 and monitoring procedures in Section 6-17-4. The prima facie violation threshold is 5 dB ove...
Selma, CA
Selma regulates amplified music through both its general noise ordinance (SMC 6-17-5) and public address system rules (SMC 6-17-8). Amplified sound exceeding...
Selma, CA
Selma applies the same 5 dB-over-ambient standard to industrial noise under SMC Chapter 17. The city has industrial and commercial zones along Highway 99 and...
Selma, CA
Selma addresses barking dogs under Section 6-2-10, which prohibits excessive noise and nuisance from animals. Dogs causing repeated disturbances through loud...
Selma, CA
Selma is not located near a major commercial airport. The nearest airports are Fresno Yosemite International (FAT), about 20 miles north, and Selma-based agr...
Selma, CA
Selma does not impose a blanket overnight parking ban on residential streets, making it more permissive than many California cities that restrict parking dur...
Side-by-side rule comparisons with other cities in Fresno County.
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