Showing ordinances that apply to South Apopka, FL
South Apopka is an unincorporated community (population 6,803) in Orange County, Florida. Because South Apopka is not an incorporated city, it does not have its own municipal code. Instead, Orange County ordinances apply directly to properties here. The insurance requirements rules below are the ones that govern your area.
Orange County STR registration requires proof of liability insurance with minimum $1,000,000 per occurrence covering transient rental use. Homeowner policies alone insufficient; commercial or STR-specific endorsements required.
Orange County Code requires STR operators to submit certificate of insurance demonstrating at least $1M liability coverage at registration and renewal. Airbnb Host Protection and Vrbo Liability Insurance generally satisfy this requirement as supplementary coverage. Standard homeowner policies typically exclude transient rental activity and may void coverage if undisclosed. Flood insurance recommended given Central Florida flood risk.
Lapsed insurance: automatic STR certificate suspension until proof submitted. Operating without insurance: $500 fine.
See how South Apopka's insurance requirements rules stack up against other locations.
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