Neither Weld County nor Greeley mandates a specific liability-insurance amount for short-term rentals. Colorado's STR statute does not set an insurance floor, though hosts are strongly urged to carry commercial or STR-endorsed coverage since standard homeowner policies often exclude rental use.
Weld County's zoning code and Greeley's STR provisions do not require proof of a set liability-insurance limit, and Colorado's enabling statute (C.R.S. 30-15-401) does not impose one. That leaves insurance largely to the host and platform. Because typical homeowner policies exclude commercial/short-term rental activity, operators should obtain a short-term-rental or landlord policy, or a rider, and understand that platform host-protection programs (such as Airbnb's) are secondary, not a substitute. If Weld County or a city later adopts an STR licensing ordinance, a minimum coverage amount could be added as a license condition. Confirm current requirements before listing.
No insurance mandate exists to enforce; an uninsured host simply bears full personal liability for guest injuries or property damage, and any future license condition would be enforced through that permit.
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