Willis does not require short-term rental hosts to carry liability insurance under city ordinance. Texas has no statewide STR insurance mandate. Coverage decisions are governed by host platform contracts and Texas Department of Insurance guidance rather than a Willis municipal rule, even in the Lake Conroe vacation-rental market.
No section of the Willis Code of Ordinances (American Legal Publishing library) requires a short-term rental operator to carry a specified amount of liability or homeowner-rider insurance. Willis collects the local Hotel Occupancy Tax under Tex. Tax Code Ch. 351 (up to 7%) on stays under 30 days, but the HOT framework contains no proof-of-insurance requirement, and the city has not adopted a separate STR permit program that would condition operation on a certificate of insurance. The Texas Department of Insurance advises that standard homeowner policies often exclude short-term rental or business use, so Lake Conroe hosts typically need an endorsement or commercial dwelling policy. Platform-provided coverage such as Airbnb AirCover or Vrbo Liability Insurance is treated as supplemental, not a substitute for a host's primary policy. Confirm any future permit-based insurance requirement with the City Secretary at (936) 856-4611 ext. 118.
Because no Willis ordinance requires STR insurance, the city cannot cite a host for lack of coverage. Operating uninsured exposes hosts to personal liability for guest injuries or property damage and may breach mortgage, HOA, or platform contract terms.
Willis, TX
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Willis, TX
Willis Code §92.21 prohibits sound nuisances that unreasonably annoy, disturb, injure, or endanger the peace, comfort, repose, health, or safety of a reasona...
Willis, TX
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Willis, TX
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Willis, TX
Driveway construction in Willis requires building permits under Chapter 150 (Building Codes). Zoning Code (Chapter 155) sets off-street parking requirements....
Willis, TX
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