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Loveland, CO Accessory Structures: Tiny Homes (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Tiny home rules in Loveland, CO, covering tiny houses on wheels (THOWs), park model RVs, and tiny home on foundation builds, determine where they are legal and how they get permitted.

Key Facts

Classification
Regulated as a recreational vehicle, not a dwelling
Occupancy limit
7 days per 6-month period before it's "Residing Therein"
Governing chapter
Ch. 16.24, Unlawful Use of Vehicles/Camping Facilities
Enforcement start
Notice and Order to Abate, § 16.44.010
Adopted by
Ordinance No. 6596, § 14, December 6, 2022

Summary

Loveland classifies a tiny home pulled on a chassis as a recreational vehicle, not a dwelling. Under Municipal Code § 16.24.020, no one may occupy a parked RV, including such a tiny home, on private property for more than seven days in six months without express city permission.

"Recreational vehicle" shall mean a vehicular type unit primarily designed as temporary living quarters for recreational, camping or travel use, which either has its own motor power or is drawn by another vehicle. "Recreational vehicle" shall include, but is not limited to, travel trailers, motor homes, fifth wheel trailers, slide-in campers, truck campers, tiny homes pulled on a chassis, or boats. ... It shall be unlawful for any person to occupy any parked motor vehicle, recreational vehicle, boat, tent or other camping facilities on any private property in any zone for the purposes of Residing Therein, except where expressly permitted by the Loveland Municipal Code.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 13).

Full Breakdown

040, defines "Recreational vehicle" as "a vehicular type unit primarily designed as temporary living quarters for recreational, camping or travel use, which either has its own motor power or is drawn by another vehicle," and expressly lists "tiny homes pulled on a chassis" alongside travel trailers, motor homes, fifth-wheel trailers, slide-in campers, and truck campers. 24, Unlawful Use of Vehicles or Camping Facilities on Private Property, rather than by the residential building code. 020 makes it unlawful to occupy any parked motor vehicle, recreational vehicle, boat, tent, or other camping facility on private property in any zone for the purpose of "Residing Therein," except where expressly permitted elsewhere in the Municipal Code.

040 as occupancy exceeding seven days within a six-month period, so short stays in a parked tiny home are not automatically unlawful, but ongoing use as a residence is. 010 explains the intent: protecting public health from the sanitation, trash, and noise hazards of living in vehicles or camping facilities outside areas designated for that use, and any violation is declared a public nuisance. 29, so a tiny home used as a homeless encampment structure can trigger both sets of provisions.

Violations & Fines

A violation of Chapter 16.24 is a declared public nuisance, subject to a Notice and Order to Abate under § 16.44.010 and, if not corrected within the specified timeframe, a summons into Loveland Municipal Court under § 16.44.040, punishable under the general penalty at § 1.12.010: a fine up to the state-law maximum under C.R.S. § 13-10-113, imprisonment up to 364 days, or both.

Frequently Asked Questions

Can I live in a tiny home on wheels in my Loveland driveway?
Not long-term. § 16.04.040 defines a tiny home pulled on a chassis as a recreational vehicle, and § 16.24.020 makes it unlawful to occupy a parked RV on private property for the purpose of Residing Therein, meaning more than seven days within six months, unless expressly permitted.
Is a short stay in a parked tiny home allowed in Loveland?
It is not automatically a violation. "Residing Therein" under § 16.04.040 means occupancy exceeding seven days within a six-month period, so brief use falls outside the Chapter 16.24 prohibition, though other permit rules may still apply.
What happens if I'm cited for living in a tiny home RV in Loveland?
The City issues a Notice and Order to Abate under § 16.44.010, and failure to comply within the stated timeframe can lead to a summons into Loveland Municipal Court and the general penalties under § 1.12.010.

Sources & Official References

Other rules in Loveland

All Loveland rules

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