Loveland does not designate municipal food-truck zones; mobile vendors operate on private property with owner permission (consistent with the UDC zoning district) or under a special-event permit. The Loveland Police Department issues special-event permits; large events and street closures require additional approval. All vendors must hold a current Loveland mobile vendor license, LFRA fire permit, sales tax license, and county/state retail food license.
Loveland does not designate specific public-property 'food truck zones' or street vending corrals; mobile vendors typically operate on private property with the property owner's permission (consistent with the zoning district under the Title 18 Unified Development Code) or as a vendor at an approved special event. The Loveland Police Department administers the city's Event Permits program (lovgov.org/services/police/event-permits) - any event in city limits that involves street closures, public property use, large crowds, or alcohol service requires an event permit. All mobile food vendors operating at events within City limits must hold a current Loveland mobile vendor license from the City Clerk's office (970-962-2392) AND apply for that license at least 10 days prior to the event so the City has time to perform safety checks and review the application. Additional required credentials at each vending location: (1) Loveland sales and use tax license (home-rule city); (2) Loveland Fire Rescue Authority annual permit ($75) for any vendor with a fuel source; (3) Larimer County / CDPHE Retail Food Establishment license for food safety; (4) at least one Class ABC dry chemical fire extinguisher in the cooking area, plus a Class K extinguisher for grease cooking; and (5) Type I kitchen hood with automatic suppression for grease-producing cooking. Operating on private property requires permission of the property owner; operating in city parks requires Parks Department coordination because parks are city property. Vending in the public right-of-way without an event permit is not permitted.
Operating without an event permit (where required), without the Loveland mobile vendor license, or in the public right-of-way without authorization is a code violation under LMC Title 5. Cease-operations enforcement and license non-renewal are possible outcomes.
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