Loveland regulates garage sales under LMC Chapter 5.44 (Garage Sales) within Title 5 - Business Licenses and Regulations. The chapter sets frequency and duration limits on residential sales so that homes do not operate as de facto retail businesses. Sale of personal household items is not subject to Loveland sales tax. Off-premise signs are separately prohibited under UDC 18.04.08.
Loveland Municipal Code Chapter 5.44 (Garage Sales) sits within Title 5 (Business Licenses and Regulations) and governs garage, yard, estate, and moving sales held at residential properties. The chapter establishes definitions, duration limits per sale, and frequency limits at the same location in a calendar year to prevent residential properties from operating as ongoing retail businesses. Garage sales involving only personal household property are not subject to Loveland sales tax collection (Loveland is a home-rule city that administers its own sales tax). Signage for garage sales is regulated separately under UDC Section 18.04.08: signs must be on the property where the sale is being held, may not be placed in the public right-of-way, and may not be attached to street lamps, street signs, traffic signs or signals, hydrants, trees, shrubs, fences, or utility poles. Off-premise directional signs in the right-of-way are subject to removal by Code Enforcement. Operating outside the framework of Chapter 5.44 (for example, holding effectively continuous sales) may convert the activity into an unlicensed retail business subject to LMC Title 5 business licensing requirements and Loveland sales tax. Residents should verify the current sale-frequency and duration thresholds in Chapter 5.44 with the City Clerk (970-962-2392) or Code Enforcement (970-962-2522) before holding repeat sales.
Holding garage sales outside the Chapter 5.44 frequency/duration limits may be treated as unlicensed retail business under LMC Title 5. Off-premise signage in the right-of-way removed under UDC 18.04.08. Report at 970-962-2522.
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