Palm Coast, FL Accessory Structures: Tiny Homes (2026)

Palm Coast follows the Florida Building Code, which incorporates IRC Appendix Q standards for dwellings 400 sq ft or less — minimum ceiling heights, loft access by ladder or alternating-tread device, emergency escape and rescue openings, and sleeping loft minimums. A site-built tiny home on a permanent foundation in a Palm Coast residential zone must serve as the principal single-family dwelling and meet the dimensional standards of the underlying SFR district (SFR-1 through SFR-5 — see Building Setbacks subcategory for exact lot sizes and setbacks) plus the principal-building setbacks for the zone. The LDC does not allow a tiny home to be added as a second dwelling on a lot that already has a principal home, because 'accessory dwelling unit' is not a permitted use in single-family residential districts. Manufactured/HUD-code homes are concentrated in the Manufactured Home Development (MHD) District; siting a HUD-code tiny home outside MHD requires conformance with the same zoning use rules as a stick-built home. Tiny homes on wheels (THOW) classified as recreational vehicles, park model RVs, or trailers cannot be used as a primary or accessory dwelling in residential zones — they may be stored on private property subject to RV-storage rules but cannot be lived in year-round. Permanent placement of any code-compliant tiny home requires a Florida Building Permit, foundation, hurricane-rated anchorage (140 mph Flagler County design), connection to City water and sewer (Palm Coast Utility), and full inspections. Most Palm Coast lots are also subject to recorded ITT/HOA covenants that impose minimum home size requirements (often 1,200–1,500 sq ft) that would preclude very small tiny homes regardless of city code.