Tarrant County imposes no countywide lot coverage cap; limits come from platted subdivision restrictions, stormwater rules, OSSF drain-field requirements, and floodplain rules. Cities set their own.
Under Texas Local Government Code Chapter 240, counties have very limited authority to set zoning-style lot coverage caps. Tarrant County does not impose a general maximum lot coverage percentage on unincorporated parcels. However, several indirect controls function as de facto coverage limits. Recorded subdivision plats and HOA CCRs commonly cap impervious surface at 40 to 50 percent in DFW suburban platted communities, and these restrictions are enforced privately under Texas Property Code Chapter 202. Tarrant County's OSSF rules implementing 30 TAC Chapter 285 require a minimum drain-field area sized for the home, which effectively caps buildings and paving on lots served by septic. Tarrant County's floodplain regulations under the National Flood Insurance Program limit fill and impervious surface in the Special Flood Hazard Area along the Trinity River, West Fork, Clear Fork, and other mapped floodplains. Stormwater rules under Texas Commission on Environmental Quality (TCEQ) Construction General Permit TXR150000 require a Stormwater Pollution Prevention Plan (SWPPP) for any site disturbing 1 acre or more. Within incorporated cities, zoning ordinances set specific lot coverage and impervious surface limits: Fort Worth, Arlington, Grapevine, Southlake, Keller, and Mansfield all have their own rules that preempt county authority.
Exceeding a platted or HOA-imposed lot coverage limit can result in private enforcement action, fines, and required removal under TX Property Code 202. Exceeding OSSF drain-field area requirements can result in permit revocation and civil penalties. Violating floodplain coverage limits risks loss of flood insurance and NFIP enforcement.
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