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Colorado Springs, CO Environmental Rules: Flood Zones (2026)

Heavy Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Colorado Springs, CO, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

NFIP Status
Participating community in National Flood Insurance Program
Permit Required
Floodplain Development Permit for 100-year floodplain
Major Flood Risk
Fountain Creek, Monument Creek, Sand Creek corridors
Analysis Required
Downstream hydrologic analysis for all development
Historic Floods
2013 flooding prompted stricter floodplain rules

Summary

Colorado Springs participates in the National Flood Insurance Program and regulates development in all FEMA-designated floodplains and floodways. Fountain Creek and Monument Creek corridors present the highest flood risk, along with tributaries including Sand Creek and Cheyenne Creek. A Floodplain Development Permit is required for any construction in the 100-year floodplain. The Drainage Criteria Manual requires developers to determine floodplain elevations and perform downstream hydrologic analysis. The 2013 flooding events caused significant damage and prompted stricter floodplain management.

Stormwater Criteria. The City of Colorado Springs stormwater criteria is written to fulfill the City's regulatory requirements, including the City of Colorado Springs Municipal Separate Storm Sewer System (MS4) Permit (COS000004), the stormwater Consent Decree (ECF #181, Case 1:16-cv-02745-JLK USA et al v. City of Colorado Springs), and the 2016 Intergovernmental Agreement with Pueblo County. The criteria is also set forth to protect public safety, ensure the long-term viability of stormwater infrastructure, and manage the City's natural stormwater resources in a sustainable manner. The City's stormwater criteria is detailed in the following documents: Drainage Criteria Manual (DCM). The DCM contains criteria and processes related to public and private stormwater infrastructure including open channels, underground conveyance infrastructure, and Permanent Control Measures for water quality treatment and detention. Stormwater Construction Manual (SCM). The SCM contains criteria and processes related to grading, sediment control, and erosion control during construction. The SCM contains all criteria related to Grading and Erosion Control permitting. Policy Clarifications. Clarifications and minor modifications to criteria are documented in Policy Clarifications. Where conflicts or differences between Policy Clarifications and the DCM or SCM exist, the Policy Clarifications shall apply. DCM Volume I Contents: Preface (Acknowledgements, Overview/Purpose, Versions/Updates, Disclaimer); General Provisions; Drainage Principles; Drainage Policies; Submittals; Floodplain Management; Hydrology; Street Drainage; Inlets; Storm Sewers; Conduit Outlet Structures; Culverts and Bridges; Open Channels; Storage; Revegetation. Green infrastructure requirements will be implemented: May 1, 2022 for all new Final Drainage Reports submitted for review; November 1, 2022 for all Final Drainage Report approvals.

Source: Colorado Springs Drainage Criteria ManualView official code

Full Breakdown

The City of Colorado Springs and El Paso County maintain FEMA Flood Insurance Rate Maps (FIRMs). Properties in Zone A, AE, or AO designations are in the 100-year floodplain (SFHA). A Floodplain Development Permit is required from Development Services for any construction, fill, grading, or substantial improvement in a floodplain. The lowest floor of new construction in floodplain zones must be elevated to or above the Base Flood Elevation (BFE) as shown on the FIRM. Monument Creek, Fountain Creek, and numerous drainageways in Colorado Springs have floodplain designations. Fences in the floodplain require a Floodplain Development Permit regardless of fence permit requirements. Check the FEMA Flood Map Service Center (msc.fema.gov) or contact Development Services for property-specific determinations.

Frequently Asked Questions

Do I need a permit to build in a flood zone in Colorado Springs?
Yes. A Floodplain Development Permit is required for any construction or development within FEMA-designated 100-year floodplains. Developers must determine floodplain elevations for their site and perform downstream analysis.
Which areas of Colorado Springs are most flood-prone?
The Fountain Creek and Monument Creek corridors and their tributaries including Sand Creek and Cheyenne Creek are the primary flood risk areas. Burn scars from the 2012 Waldo Canyon and 2013 Black Forest fires also increase flash flood risk in adjacent areas.

Sources & Official References

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