FEMA flood zone rules in Fountain, CO — also called floodplain regulations or special flood hazard area (SFHA) rules — determine flood insurance requirements and elevation standards for new construction.
Fountain participates in the FEMA NFIP. Portions of the city near Fountain Creek and its tributaries are in FEMA Special Flood Hazard Areas (SFHA). A Floodplain Development Permit is required for construction or grading in these zones.
The City of Fountain has FEMA-designated flood zones along Fountain Creek and its tributaries, which run through the city. Properties in Zone A, AE, or AO designations are in the 100-year floodplain. A Floodplain Development Permit is required for any construction, grading, filling, or substantial improvement in the SFHA. New structures must be elevated to or above the Base Flood Elevation (BFE). Fountain Creek historically experiences flash flooding; flood insurance is strongly recommended for properties near the creek. Use FEMA's Flood Map Service Center (msc.fema.gov) or contact Fountain Public Works (719-322-2000) for property-specific flood zone determination.
Construction below flood elevation: retroactive compliance required, fines $500 to $5,000. Floodway encroachment: removal order. Failure to maintain flood insurance: lender force-placement at higher cost.
Fountain, CO
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