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Flagler County, FL Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Flagler County, FL, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Applies to
unincorporated Flagler County only
Map basis
Flood Insurance Study dated 6/6/2018 + FIRM
Administered by
Floodplain Administrator, Growth Mgmt. Dept.
Covers
subdivisions, buildings, RVs, tanks, pools
Conflict rule
more restrictive provision controls
Appeal path
Board of County Commissioners, then circuit court

Summary

Unincorporated Flagler County regulates all development within mapped flood hazard areas under its Floodplain Management Ordinance, covering land subdivision, grading, building work, manufactured homes, tanks, RVs and pools. The rule applies only outside Palm Coast, Flagler Beach, Beverly Beach, Bunnell and Marineland, which run their own floodplain codes.

These county ordinances apply to unincorporated areas of Flagler County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

The provisions of this article shall apply to all development that is wholly within or partially within any flood hazard area, including but not limited to the subdivision of land; filling, grading, and other site improvements and utility installations; construction, alteration, remodeling, enlargement, improvement, replacement, repair, relocation or demolition of buildings, structures, and facilities that are exempt from the Florida Building Code; placement, installation, or replacement of manufactured homes and manufactured buildings; installation or replacement of tanks; placement of recreational vehicles; installation of swimming pools; and any other development. ... This article shall apply to all flood hazard areas within unincorporated Flagler County, as established in Section 6.04.14 of this article.

Full Breakdown

02 applies the article to any development wholly or partially within a flood hazard area, including subdivision of land, grading and site improvements, construction or alteration of buildings and facilities exempt from the Florida Building Code, manufactured home placement, tank and recreational vehicle installation, and swimming pool installation. 14 adopts the Flood Insurance Study for Flagler County and Incorporated Areas dated June 6, 2018, and the accompanying Flood Insurance Rate Maps, as the minimum basis for flood hazard areas, with studies on file at the Growth Management Department, 1769 E.

, Building 2, Suite 103, Bunnell. 13 limits the article to flood hazard areas within unincorporated Flagler County. 16 makes the more restrictive standard control whenever this article conflicts with zoning, stormwater or building requirements. 72, applying listed factors such as flood danger to life and property, alternate site availability, and effect on public safety access; any aggrieved party may then appeal to circuit court.

Violations & Fines

Section 6.04.78 deems any development regulated by this article performed without a permit, in conflict with an issued permit, or otherwise noncompliant a violation, and a building lacking documented lowest-floor elevation certification is presumed to be in violation until proof is provided. Section 6.04.79 authorizes the Floodplain Administrator to issue notices of violation or stop-work orders to the owner, owner's agent, or person performing the work, and Section 6.04.80 subjects anyone who continues work after such notice to penalties prescribed by law.

Frequently Asked Questions

What triggers Flagler County's floodplain development rules?
Any development wholly or partially within a mapped flood hazard area triggers Section 6.04.02, including subdivision of land, grading, alteration of buildings exempt from the Florida Building Code, manufactured home placement, tank installation, recreational vehicle placement and swimming pool installation in unincorporated Flagler County.
Where are Flagler County's flood hazard areas mapped?
Section 6.04.14 adopts the Flood Insurance Study for Flagler County and Incorporated Areas dated June 6, 2018, and the accompanying Flood Insurance Rate Maps, as the minimum basis for flood hazard areas. Copies are on file at the Growth Management Department, 1769 E. Moody Blvd., Building 2, Bunnell.
Does the county floodplain ordinance apply inside Palm Coast?
No. Section 6.04.13 limits this article to flood hazard areas within unincorporated Flagler County. Palm Coast, Flagler Beach, Beverly Beach, Bunnell and Marineland each administer their own floodplain management regulations under their separate municipal codes.
What happens if I build in a flood hazard area without a permit?
Section 6.04.78 deems any unpermitted development in a regulated flood hazard area a violation, and a building without a documented lowest-floor elevation certification is presumed noncompliant. The Floodplain Administrator can then issue a stop-work order or notice of violation under Section 6.04.79.

Sources & Official References

Other rules in Flagler County

All Flagler County rules

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