Provo, UT Short-Term Rentals: Insurance Requirements (2026)

030 of the Provo City Code sets out the additional documents a short-term rental applicant must file beyond the general business license application. Subsection (9) requires "proof of liability insurance for the rental dwellings to be licensed," submitted together with a Utah sales tax license and business entity registration (Subsection 4), a federal EIN (Subsection 5), and, for non-Utah-resident owners, a local agent living within twenty miles who can accept service of process (Subsection 8). The insurance proof accompanies a signed certification under Subsection (10) in which the owner certifies the dwelling's use and occupancy conforms to applicable ordinances and agrees to comply going forward.

33 requirement, a license cannot legally issue without the insurance documentation on file, and the license lapses on renewal if updated proof is not resubmitted. 080, Provo City Code), so a lapse in coverage discovered after issuance exposes the license to the same denial or revocation process used for other rental dwellings citywide. 080.