Richland County Code Sec. 16-82 does not spell out a specific liability-insurance minimum, but it authorizes county safety inspections and requires ongoing compliance with all county ordinances. The county gives 24 hours' notice before most inspections.
The Sec. 16-82 STR ordinance focuses on safety through inspection rather than a stated insurance dollar amount. A safety inspection to ensure compliance may be performed by the county or its designated third party as deemed necessary, with 24 hours' notice to the owner or responsible local representative, unless a serious violation of county, state or federal law exists and immediate remediation is necessary. Hosts should still carry short-term-rental or commercial liability coverage, since standard homeowner policies often exclude commercial rental activity, but the county code text reviewed here does not set a specific insurance minimum. Verify current insurance requirements with Richland County before listing.
Refusing a lawful safety inspection or failing to remedy identified safety violations breaches Sec. 16-82 and can lead to county enforcement.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
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See how Richland County's insurance requirements rules stack up against other locations.
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