West Palm Beach STR operators must maintain $1,000,000 minimum liability insurance covering vacation rental use. Standard homeowners policies typically exclude STR activity. Proof of coverage must be submitted with annual registration.
WPB requires proof of $1,000,000 commercial general liability insurance specifically covering short-term/vacation rental activity, in line with FL DBPR best practices. Standard HO-3 homeowners policies typically exclude commercial activity including STRs, requiring either a vacation rental endorsement or a separate commercial policy. Airbnb's AirCover and Vrbo's Liability Insurance provide $1M coverage for hosts but only as secondary coverage. Florida coastal location requires separate windstorm/flood coverage. Insurance certificate must name the city as additional insured for STR registration.
Operating without required coverage: registration denial or suspension. Uncovered claims expose owner to personal liability. Material misrepresentation on registration: $500 fine and revocation.
West Palm Beach, FL
Gas and electric leaf blowers are allowed in West Palm Beach during normal landscaping hours, 7 AM to 7 PM Monday through Saturday and 9 AM to 5 PM Sunday. N...
West Palm Beach, FL
Overnight street parking is generally permitted in West Palm Beach residential areas but prohibited downtown after meter hours unless paid. Vehicles cannot r...
West Palm Beach, FL
Commercial vehicles over 1 ton or with commercial signage cannot be parked overnight in West Palm Beach residential zones per City Code Section 86-46. Servic...
West Palm Beach, FL
Recreational backyard fires for cooking and warmth are allowed in West Palm Beach when contained in a pit, grill, or listed fireplace and kept under 3 feet d...
West Palm Beach, FL
Noxious weeds, invasive exotics, and uncontrolled vegetation must be removed by West Palm Beach property owners under City Code §34. Brazilian pepper, melale...
West Palm Beach, FL
Grading in West Palm Beach must direct stormwater away from neighboring properties and toward approved retention or city storm system. A grading and drainage...
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