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Santa Ana, CA Accessory Structures: ADU Rental Restrictions (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Covenant required
Before the city issues a JADU building permit
Occupancy rule
Primary home or JADU must be owner-occupied
Recording
Against title at county recorder, filed with planning
Resale restriction
JADU cannot be sold separately from the house
Enforcement
Injunction or abatement by Planning and Building Agency
Full-size ADUs
No equivalent owner-occupancy covenant applies

Summary

Building a junior accessory dwelling unit (JADU) in Santa Ana comes with a rental catch: Municipal Code Section 41-194.5 requires an owner-occupancy covenant, recorded against the property before the city issues a building permit, stating either the main house or the JADU must be owner-occupied. That blocks renting both units to separate tenants with no owner on-site, a restriction that doesn't apply to full-size ADUs.

Prior to issuance of a building permit for a JADU, a covenant consenting that either the primary dwelling unit or the JADU be owner-occupied shall be recorded against the title of the property in the county recorder's office and a copy filed with the planning division. Said covenant shall run with the land, and shall bind all future owners, heirs, successors, or assigns. The form of the deed restriction shall be provided by the city and shall provide that: 1.The JADU shall not be sold separately from the primary dwelling. ... 5.The covenant restriction shall be enforced by the executive director of planning and building or his or her designee for the benefit of the City of Santa Ana. Failure of the property owner to comply with the covenant restrictions may result in legal action against the property owner and the city shall be authorized to obtain any remedy available to it at law or equity, including, but not limited to, obtaining an injunction enjoining use of the JADU in violation of the recorded restrictions or abatement of the illegal unit.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 32).

Full Breakdown

, but a JADU carries a rental restriction the freestanding ADU does not. 5, 'Restrictive covenant,' requires the owner to record a covenant before the city will issue a JADU building permit: the covenant must consent that either the primary dwelling unit or the JADU itself be owner-occupied, meaning the owner cannot rent out both units to separate tenants and live off-site. The covenant runs with the land and binds every future owner, heir, successor or assign, and a copy must be filed with the planning division in addition to recording against title at the county recorder's office.

The city's standard deed-restriction form also bars selling the JADU separately from the primary dwelling and caps the unit to the size and attributes approved under Chapter 41. Enforcement sits with the executive director of the Planning and Building Agency or a designee: the covenant restriction is enforced 'for the benefit of the City of Santa Ana,' and the city may pursue 'any remedy available to it at law or equity,' explicitly including an injunction against use of the JADU in violation of the recorded restriction, or abatement of the unit as illegal. 2(H). A rental housing board division found elsewhere in the code (Sec. 5 as the operative rental-structuring rule for accessory units.

Violations & Fines

Failure to record the JADU covenant before permit issuance, or violating its terms by renting both the primary unit and the JADU to non-owner tenants, exposes the property owner to civil enforcement by the Planning and Building Agency executive director under Section 41-194.5: the city may sue for an injunction stopping unauthorized use of the JADU, or pursue abatement of the JADU as an illegal unit, in addition to any other remedy available at law or equity.

Frequently Asked Questions

Do I have to live in my house if I build a JADU in Santa Ana?
Yes, in effect. Section 41-194.5 requires a recorded covenant stating either the primary house or the JADU is owner-occupied, so you cannot rent both units out to separate tenants while living elsewhere. The city won't issue the JADU building permit until that covenant is recorded.
Does the owner-occupancy rule apply to a regular ADU too?
No. Section 41-194.5's covenant applies only to junior accessory dwelling units. Santa Ana's code does not impose an owner-occupancy covenant on standalone ADUs approved under Section 41-194.2, so a full-size detached ADU can be rented independently.
Can I sell my JADU separately from the house?
No. The recorded covenant required by Section 41-194.5 states the JADU shall not be sold separately from the primary dwelling, and that restriction runs with the land against future owners, heirs, successors, and assigns.
What happens if I violate the JADU covenant?
The Planning and Building Agency executive director can pursue an injunction against the JADU's unauthorized use or seek abatement of the unit as illegal, in addition to any other legal or equitable remedy available to the city under Section 41-194.5.

Sources & Official References

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