HOA assessments in Cuyahoga County are governed by ORC 5312.11 and the community's declaration. Boards set annual assessments; special assessments over specified thresholds typically require owner vote. Unpaid assessments become a lien on the unit under ORC 5312.12, which may be foreclosed after 90+ days delinquent.
ORC 5312.11(F) allows associations to levy regular and special assessments as permitted by declaration. ORC 5312.12 creates an automatic statutory lien for unpaid assessments upon recording of a certificate in the county recorder's office. Cuyahoga County Recorder handles HOA lien filings. Associations may accelerate the full annual assessment, add late fees, interest at 10 percent or less, attorney fees, and eventually foreclose through common pleas court. Owners have the right to receive itemized statements and dispute charges.
Unpaid assessments: lien, late fees, interest, attorney fees, potential foreclosure.
See how Cuyahoga County's assessment & dues rules stack up against other locations.
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