New York has no comprehensive HOA act. Condominiums get a statutory common-charge lien under Real Property Law § 339-z that is foreclosable like a mortgage but junior to a first mortgage. Non-condo HOAs collect dues only through their recorded declaration plus the Not-For-Profit Corporation Law.
Under the NY Condominium Act, RPL § 339-z gives the board of managers a lien on each unit for unpaid common charges that is "prior to all other liens except only" tax liens, "all sums unpaid on a first mortgage of record," and certain state-agency mortgages. RPL § 339-aa lets the board foreclose that lien "in the same manner as a mortgage of real property," after at least 90 days' notice in 14-point type stating the amount due; the lien lasts six years from filing. Because no general HOA statute exists, planned-community HOAs collect assessments only as the recorded declaration allows, with the association organized under the N-PCL. Cooperatives instead collect maintenance under the proprietary lease and Cooperative Corporation Law.
Unpaid condo common charges become a foreclosable lien (RPL §§ 339-z, 339-aa); the board may also sue for a money judgment with interest without waiving the lien. Non-condo HOA dues are enforced only as the recorded declaration provides.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
New Rochelle, NY
Construction noise in New Rochelle is restricted to weekdays 7 a.m.–6 p.m. and Saturdays 9 a.m.–5 p.m. No construction on Sundays or legal holidays without a...
New Rochelle, NY
Overnight on-street parking in New Rochelle is regulated by alternate-side rules, downtown permit-parking districts, and winter snow-emergency declarations t...
New Rochelle, NY
Commercial vehicles and trucks over a set weight (commonly 10,000 lbs GVW) are generally prohibited from overnight parking on New Rochelle residential street...
New Rochelle, NY
Parking RVs, campers, boats, and trailers on New Rochelle residential streets is prohibited or tightly time-limited. On private property, oversized recreatio...
New Rochelle, NY
Most residential fences in New Rochelle require a building permit from the Bureau of Buildings. Applications need a site plan showing location, height, and m...
New Rochelle, NY
Retaining walls over 4 feet in height (measured bottom-of-footing to top) require a building permit and engineered plans in New Rochelle. Walls with surcharg...
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