Charlotte, NC HOA Rules: Board Procedures (2026)

The North Carolina Planned Community Act (Chapter 47F) governs HOA governance in Charlotte for planned communities created on or after January 1, 1999, with more than 20 lots. Under Section 47F-3-103, every association must be organized as a nonprofit corporation under Chapter 55A. The Act requires that the association hold annual meetings of the membership and that the board of directors meet at regular intervals as established by the bylaws. Under Section 47F-3-118, owners are entitled to inspect and copy association records, including financial records, meeting minutes, and governing documents. The association must present all lot owners with the annual balance sheet and income statement within 75 days following the end of the fiscal year. Board elections must follow the procedures in the bylaws; if the bylaws do not specify, the Nonprofit Corporation Act (Chapter 55A) default rules apply. The Act does not mandate that board meetings be open to all members unless the bylaws so provide, but many Charlotte HOAs include open meeting provisions in their governing documents. For condominiums in Charlotte, the NC Condominium Act (Chapter 47C) applies instead. Charlotte does not impose additional municipal regulations on HOA governance beyond state law.