Plano, TX HOA Rules: Dispute Resolution (2026)

When a Plano homeowner and association disagree over covenant enforcement, fines, or architectural matters, the first layer of resolution is set by Texas Property Code Chapter 209 and by the association's governing documents. Under Section 209.006, before assessing fines or enforcement charges, the HOA must send the owner written notice by certified mail identifying the violation, stating the amount of any fine, describing the opportunity to cure, and informing the owner of the right to a hearing before the board. Section 209.007 governs that hearing, requiring reasonable notice of date and location and allowing the owner to present evidence and ask questions. The hearing may be before the board or a committee designated by the board. Many Plano HOAs, under newer declarations, include mandatory alternative dispute resolution clauses requiring mediation or arbitration through the American Arbitration Association or similar forum before litigation. Texas law also provides that some disputes must go to informal resolution procedures set in the bylaws before court. If resolution fails, either party may file in Collin County or Denton County district court under Section 209.008, which allows courts to award injunctive relief, damages, and reasonable attorney fees to the prevailing party. The Texas Attorney General does not adjudicate private HOA disputes but maintains consumer resources. Local small claims justice courts can hear monetary disputes up to $20,000. Some disputes over common elements in condominium regimes are governed instead by Texas Property Code Chapter 82.