Colorado law overrides HOA covenants on several owner rights. C.R.S. § 38-33.3-106.5 protects flags, signs, and xeriscape/drought-tolerant landscaping; § 38-30-168 makes covenants banning solar and renewable-energy devices 'void and unenforceable'; and § 38-33.3-302(1)(k)(II) blocks fines for under-watering during drought restrictions.
C.R.S. 38-33.3-106.5 says an association 'shall not prohibit' the display of a flag, yard or window signs (content-neutral rules only), or 'the use of xeriscape, nonvegetative turf grass, or drought-tolerant vegetative landscapes,' though it may set design guidelines and restrict artificial turf to rear yards. C.R.S. 38-30-168 declares void any covenant that 'effectively prohibits or restricts the installation or use of a renewable energy generation device' (solar, wind, geothermal), allowing only narrow aesthetic rules. Colorado also bars associations from prohibiting electric-vehicle charging: C.R.S. 38-33.3-106.8 lets an owner install a Level 1 or 2 charging system notwithstanding contrary covenants, subject only to safety, registration, and reasonable aesthetic rules (expanded by HB23-1233). Rain barrels are also protected (§ 106.5).
Covenants that ban protected items are unenforceable: a renewable-energy restriction is 'void and unenforceable' under § 38-30-168, and bans on flags, signs, or xeriscape contrary to § 106.5 cannot be enforced. Associations may still impose reasonable, content-neutral or aesthetic rules within statutory limits.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Loveland, CO
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