HOA Rules in Colorado (2026)
27 rules on the books across Colorado, 13 cities and counties. Select a rule to read the full details.
Severity: Few Restrictions · Light Restrictions · Some Restrictions · Significant Restrictions · Heavy Restrictions
Board Procedures
Rules governing HOA board meetings, elections, transparency requirements, and voting procedures for homeowners.
Colorado: statewide
StatewideSome RestrictionsColorado law entitles any unit owner in a common interest community to examine and copy the association's records…
Read full rule →Parker
Some RestrictionsBefore an executive board of a common interest community in the Town of Parker can sue over a construction defect…
Read full rule →Assessment & Dues
Rules about regular assessments, special assessments, collection procedures, late fees, and what happens when homeowners fall behind on dues.
Colorado: statewide
StatewideHeavy RestrictionsUnder the Colorado Common Interest Ownership Act, C.R.S. § 38-33.3-316, an association has a statutory lien for unpaid…
Read full rule →Arvada
Some RestrictionsFor subdivisions with association-maintained common areas, Arvada requires the HOA's declaration to make each owner pay…
Read full rule →Dispute Resolution
Processes for resolving conflicts between homeowners and the HOA board, including mediation requirements, hearing procedures, and state oversight.
Fort Collins
Significant RestrictionsFort Collins makes it illegal to gut a condo declaration's mandatory arbitration clause for construction defect…
Read full rule →Denver
Some RestrictionsDenver law voids any HOA attempt to change or drop a declaration's required arbitration or mediation for construction…
Read full rule →Arvada
Light RestrictionsArvada lets a developer request an optional plat note on multi-family final plats that routes construction-defect…
Read full rule →CC&R Enforcement
How covenants, conditions, and restrictions are enforced, including violation notices, fines, lien authority, and legal remedies available to HOAs and homeowners.
Colorado: statewide
StatewideHeavy RestrictionsC.R.S. § 38-33.3-302 lets a Colorado association enforce covenants and 'levy reasonable fines' only 'after notice and…
Read full rule →Aurora
Some RestrictionsAurora, Colorado lets HOAs impose stricter limits than the city code, and the city's own chicken-keeping ordinance says…
Read full rule →Fort Collins
Some RestrictionsFort Collins Code Sec. 26-168(b) voids any HOA covenant, deed restriction or clause that forces a resident to maintain…
Read full rule →Littleton
Some RestrictionsLittleton's subdivision code requires a homeowners' association, party wall agreement, or metropolitan district for any…
Read full rule →Centennial
Light RestrictionsCentennial's review of subdivision CC&Rs is limited to provisions tied to LDC compliance and conditions of approval…
Read full rule →Colorado Springs
Light RestrictionsColorado Springs' Unified Development Code applies to every property in the city regardless of private covenants, but…
Read full rule →Loveland
Few RestrictionsLoveland's Unified Development Code leaves HOA covenants, easements and other private restrictions to private…
Read full rule →Parker
Few RestrictionsIn the Town of Parker, the Land Development Ordinance applies regardless of any homeowners association covenant, and…
Read full rule →HOA Disputes
Internal dispute-resolution processes required by statute, ombuds programs, and when a homeowner can sue the board directly without exhausting internal remedies.
Commerce City
Some RestrictionsBefore a Commerce City homeowners association can sue a builder over a construction defect, Sec. 5-19010 of the Revised…
Read full rule →Fort Collins
Some RestrictionsBefore a Fort Collins condo association can sue over construction defects, § 5-353 forces its board to get majority…
Read full rule →Parker
Some RestrictionsWhere a Parker common interest community's declaration locks in mandatory alternative dispute resolution for…
Read full rule →HOA Fines & Enforcement
Statutory caps on HOA fine amounts, notice-and-hearing requirements before fines can be assessed, and how unpaid fines become liens against the property.
Lien & Foreclosure Limits
What an association must clear before it can foreclose on a home for unpaid assessments: minimum debt thresholds, waiting periods, mandatory notice and payment-plan offers, and the states that bar foreclosure where the debt is fines and late fees rather than assessments.
Board Governance
Governance structure of the HOA (board composition, term lengths, election procedures), open-meeting requirements, and member voting rights under state statutes.
Arvada
Some RestrictionsWhen a new Arvada subdivision has open space or common areas maintained by a property owners' association, the…
Read full rule →La Plata County
Some RestrictionsIn unincorporated La Plata County, Colorado, a subdivision must create a homeowners' association or other legal entity…
Read full rule →Longmont
Some RestrictionsLongmont requires developers to file a declaration of covenants and restrictions before a property owners' association…
Read full rule →Weld County
Some RestrictionsAny Minor Subdivision in unincorporated Weld County, a plat splitting a parcel into up to nine lots, must form a…
Read full rule →Flag Display Rights
When an association may restrict flags on a lot and when it may not, the federal floor protecting the American flag, and state statutes extending that protection to state, military, and first-responder flags, along with the pole height and placement conditions a board can still impose.
Clotheslines & Energy Devices
Right-to-dry statutes that void covenants banning outdoor clotheslines and drying racks, plus the broader energy-device provisions covering heat pumps, rain barrels, and similar equipment an association would otherwise prohibit on appearance grounds.
Drought Landscaping Rights
Laws barring an association from requiring live turf or fining a homeowner for a brown lawn during declared drought or water restrictions, and the water-efficient and native landscaping a covenant may not prohibit outright.