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Carmel, IN Home Business: Cottage Food Operations (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified July 2026

Key Facts

Governing law
IC 16-42-5.3
License
Not required
Allowed foods
Non-TCS shelf-stable only
Sales
Direct to end consumer
Label
State statement required

Summary

Carmel has no separate cottage-food ordinance; home bakers follow Indiana's Home Based Vendor law, IC 16-42-5.3. Only non-hazardous (non-TCS) foods may be sold, no license is needed, and every product must carry the state's required label statement.

This product is home produced and processed and the production area has not been inspected by the Indiana Department of Health. NOT FOR RESALE.

Full Breakdown

Indiana regulates home-produced food statewide as 'home based vendors' under IC 16-42-5.3, and Carmel adds no local layer, though the seller must still respect UDO Section 5.18 which excludes 'serving of food or beverages' as a home occupation (packaged sales differ from on-site service). A home based vendor may sell food they made, grew, or raised at their primary residence directly to the end consumer, and may not sell time/temperature-control-for-safety (TCS) foods that require refrigeration. Allowed items are shelf-stable foods such as baked goods, candies, jams, and dry mixes. Each package must be labeled, including the state warning statement. No state license or inspection of the kitchen is required.

Violations & Fines

Selling prohibited TCS foods or omitting the required label can lead the Indiana Department of Health or the local health department to order sales stopped and pursue enforcement under IC 16-42.

Frequently Asked Questions

Do I need a license to sell homemade food in Carmel?
No. Under Indiana's Home Based Vendor law (IC 16-42-5.3) no state license or kitchen inspection is required for non-TCS shelf-stable foods sold directly to the end consumer.
What must the label say?
It must include the state statement that the product is home produced and processed and the production area has not been inspected by the Indiana Department of Health, in at least 10-point type.

Sources & Official References

Other rules in Carmel

All Carmel rules

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