Aurora STR operators must carry adequate liability coverage, typically at least $1 million per occurrence, and may need to disclose STR use to their homeowner's insurer.
Aurora's short-term rental licensing program requires applicants to demonstrate liability insurance covering commercial rental activity. Industry standards and platform requirements generally mandate at least $1 million per occurrence in commercial general liability. Standard homeowner's policies typically exclude regular short-term rental activity, so hosts must either obtain a commercial rider, a dedicated STR policy, or rely on platform host protection programs that meet city thresholds. Airbnb AirCover and Vrbo Liability Insurance can satisfy the minimum when documented. The Aurora application may require a certificate of insurance listing the city or the property address. HOAs in communities like Tollgate Crossing and Cross Creek may require additional disclosures. Failure to maintain coverage is grounds for license suspension and exposes hosts to personal liability for guest injuries, fires, or property damage.
Specific penalty amounts for this ordinance are not published in a publicly accessible fine schedule. Contact Aurora code enforcement directly for current fines, enforcement procedures, and hearing options.
Aurora, CO
Aurora imposes no general restriction on year-round lawn ornaments, statuary, or religious displays on private residential property. The Sign Code in UDO 146...
Aurora, CO
Aurora has no ordinance specifically regulating residential inflatable holiday displays. Size, motor noise, and lighting hours are not capped by the city for...
Aurora, CO
Aurora has no ordinance limiting the duration, brightness, or hours of residential holiday lighting on private property. The Aurora UDO Section 146-4.9 (Exte...
Aurora, CO
An outdoor kitchen in Aurora typically requires a building permit when it exceeds 120 sq ft, includes a roof or pergola, or is attached to the house. Gas lin...
Aurora, CO
Aurora has no code section specifically targeting residential smokers, pellet grills, or wood-fired ovens beyond the general IFC 308 open-flame rules adopted...
Aurora, CO
Aurora adopts the 2021 International Fire Code under Aurora City Code Chapter 66 (Fire Prevention and Protection). IFC 308.1.4 prohibits charcoal burners, pr...
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