Bell County requires no STR insurance and cannot mandate it. Killeen requires proof of at least $500,000 in liability insurance, including personal injury liability, active for the full permit term. Temple also requires proof of insurance at registration. Unincorporated areas have no requirement.
A Texas county cannot mandate rental insurance, so Bell County has none. Killeen's STR program requires each permit application to include proof of insurance for the property, with a minimum of $500,000 in liability coverage that must include personal injury liability and remain active for the full term of the permit. Temple's STR guidance likewise requires that the property be insured for its use as a short-term rental, with proof submitted during registration. In unincorporated Bell County there is no insurance requirement, though standard homeowner and platform (host) coverage is strongly advisable. Owners should confirm that ordinary homeowner policies do not exclude commercial short-term rental use.
Killeen: failing to maintain the required $500,000 coverage can bar permit issuance or renewal and support code-enforcement action against an operating STR.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
Bell County, TX
Texas has no specific 'hoarding' statute, but keeping animals without adequate food, water, care, or shelter, or cruelly confining them, is animal cruelty, a...
Bell County, TX
Bell County has no ordinance banning the feeding of wildlife, and Texas has no general statewide ban either. Feeding game such as deer is legal but discourag...
Bell County, TX
Bell County has no composting ordinance. Home composting is unrestricted on unincorporated land. Texas law bars HOAs from prohibiting composting, though citi...
Bell County, TX
Bell County has no zoning and does not regulate artificial turf. On unincorporated land it is unrestricted. Cities may limit synthetic turf in front yards th...
Bell County, TX
Bell County has no landscaping ordinance and cannot require or forbid native plants. Texas law protects drought-resistant and water-conserving landscaping fr...
Bell County, TX
Rainwater harvesting is legal statewide and encouraged in Texas. Bell County sets no restriction. State law bars a homeowners' association from prohibiting r...
See how Bell County's insurance requirements rules stack up against other locations.
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