Neither the City of Lubbock STR ordinance nor Lubbock County requires hosts to carry specific short-term-rental liability insurance. Coverage is left to the owner and any platform. Texas counties cannot zone, so no county insurance rule applies in unincorporated areas.
The City of Lubbock's published STR requirements (residential zoning, registration, 24-hour contact, 7% hotel tax) include no mandate to carry a set amount of liability insurance. Hosting platforms such as Airbnb offer their own host protection, but that is not a city or county requirement. In unincorporated Lubbock County, Texas counties lack zoning power and impose no STR insurance rule. Owners are nonetheless advised to obtain commercial or STR-endorsed liability coverage, since standard homeowner policies often exclude commercial rental activity.
No local penalty for lacking STR insurance; however, unregistered operation remains a Class "C" misdemeanor up to $2,000 per day.
Other ordinances people look up for this city. Green dot = verified primary-source excerpt.
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Composting is unrestricted in Lubbock County, which cannot zone private yards. Texas Property Code Section 202.007 bars a homeowners association from prohibi...
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Lubbock County has no rule on artificial turf, and it cannot zone private yards. The City of Lubbock does not ban synthetic lawns; HOAs may set appearance st...
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Lubbock County sets no landscaping-plant rules. Statewide, Texas Property Code Section 202.007 stops a homeowners association from banning drought-resistant ...
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Rainwater harvesting is legal statewide in Texas, and Lubbock County adds no restriction. State law bars a homeowners association from prohibiting rain barre...
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Semi-arid Lubbock sits over the depleting Ogallala Aquifer, so the City of Lubbock enforces mandatory two-day-per-week lawn watering by address, with no wate...
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In unincorporated Lubbock County, tall weeds are a public nuisance under Texas Health & Safety Code Ch. 343 when within 300 feet of a residence or business. ...
See how Lubbock County's insurance requirements rules stack up against other locations.
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