Revere, MA Short-Term Rentals: Insurance Requirements (2026)
Key Facts
- Minimum coverage
- $250,000 liability per incident
- Proof required
- Valid insurance binder submitted with application
- Coverage scope
- Must cover short-term rental use specifically
- Registry gate
- No registration without the binder, per § 8.09.040(D)
- Renewed on transfer
- New owner must resubmit after ownership change
Summary
Revere will not register a short-term rental without proof of liability coverage. Municipal Code § 8.09.040(A)(5) requires a valid insurance binder showing liability limits of at least two hundred fifty thousand dollars per incident, covering the property's use as a short-term rental.
Proof, in the form of a valid insurance binder, of liability insurance with liability limits in an amount no less than two hundred fifty thousand dollars per incident and coverage for short-term rental use.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4804778; v14 updated 2026-05-04).
Full Breakdown
040(A): proof, in the form of a valid insurance binder, of liability insurance with liability limits in an amount no less than two hundred fifty thousand dollars per incident and coverage for short-term rental use. ch. 64G, § 6. 040(D), the short-term rental enforcement office cannot include the property in the registry, and therefore cannot issue a certificate of inspection, until the insurance binder and every other item required by subsections A through C has been submitted and the inspection passed. 030(C), a new owner taking over a previously registered short-term rental must supply a fresh insurance binder meeting the same two-hundred-fifty-thousand-dollar minimum as part of restarting the registration process from scratch.
Violations & Fines
A property missing the required liability insurance binder cannot be added to the short-term rental registry under § 8.09.040(D), and offering it for short-term rental without completing that registration is enforced under § 8.09.080: a fine of four hundred ninety dollars per violation per day, plus cease-and-desist and injunction authority for the City.
Frequently Asked Questions
How much liability insurance does a Revere short-term rental need?
Can I register a short-term rental without proof of insurance?
Does a new owner need to get their own insurance binder?
Sources & Official References
Other rules in Revere
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Insurance Requirements in Nearby Cities
How other cities in this county handle insurance requirements.