Westminster may require hosts to carry liability insurance for short-term rental properties. Minimum coverage amounts vary by jurisdiction.
Westminster may require short-term rental hosts to maintain liability insurance covering guest injuries and property damage. Typical minimum coverage is $500,000 to $1,000,000. Standard homeowner policies often exclude commercial rental activity, so hosts may need a separate rider or commercial policy. Platform-provided insurance (like Airbnb Host Protection) may not satisfy local requirements. Proof of insurance may be required at permit renewal.
Operating without required insurance may result in permit denial or revocation. Hosts may face personal liability for uninsured claims.
Westminster, CO
Westminster requires a Short-Term Rental license under Section 11-4-18 (approved May 22, 2023). No initial fee; $200 plus processing renewal every 2 years. O...
Westminster, CO
Colorado state sales tax of 3.9% applies to lodging. Westminster levies additional local lodging tax. Platforms auto-collect. Total rates typically 7 to 12%.
See how other cities in Adams County handle insurance requirements.
See how Westminster's insurance requirements rules stack up against other locations.
Quick Compare
Help us keep this page accurate. If you notice an error or outdated information, let us know.