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Loveland, CO Tree Protection: Heritage & Protected Trees (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Governing law
UDC § 18.08.05, Tree Preservation and Protection
Survey requirement
Certified arborist, landscape architect, or surveyor
Removal
Needs City approval under 9 listed criteria
No heritage registry
Protection tied to approved landscape plans
Root protection
No cut/fill over 4 inches without approval
Replacement
Required on-site when preservation infeasible

Summary

Loveland does not run a heritage-tree registry. Instead, its Unified Development Code protects any "significant tree" shown on an approved landscape plan from removal during development, requiring a certified survey and City approval before a protected tree comes down, with on-site replacement when preservation is not feasible.

A. Generally. To the maximum extent feasible, existing significant trees and vegetation shall be preserved. B. Protection of Significant Trees. No significant tree that is shown on an approved landscape plan shall be removed unless it meets one of the criteria below and its removal is approved by the City: 1. The tree is infected with an epidemic insect or disease where the recommended control is not applicable and removal is the recommended practice to prevent transmission. 2. The tree poses an extreme public nuisance because of its species, size, location, or condition. The nuisance could be caused by fruit or seed drop, harboring of insects, or excessive twig or limb breakage. 3. The tree poses a severe safety hazard that cannot be corrected by pruning, transplanting, or other treatments.

Full Breakdown

01, a tree survey performed by a certified arborist, registered landscape architect, or registered land surveyor must be submitted before any new development with a required landscape plan that would impact a significant tree; the survey documents each tree's location, species, size, and condition. The Director may accept a partial survey or a tree inventory in lieu of a full survey where significant trees sit only on part of the site or within designated open space. 02 states the City's policy that existing significant trees be preserved "to the maximum extent feasible," and bars removal of any significant tree shown on an approved landscape plan unless it meets one of nine listed grounds, disease, extreme nuisance, an uncorrectable safety hazard, interference with a more desirable tree, low or negative aesthetic value, location in a sight-distance triangle, status as a prohibited species, interference with a utility or ditch easement, or a City-approved visibility plan, and the City approves the removal.

Where preservation is infeasible because no reasonable alternative site design or on-site relocation would let the tree survive, the code requires on-site replacement. 03 requires construction fencing or similar protection, bars cuts or fills deeper than four inches within the dripline or root area without a qualified arborist's evaluation and City approval, and prohibits storage, waste disposal, or impervious paving within the dripline or critical root zone, which must be barricaded before grading begins.

Violations & Fines

Tree preservation violations fall under UDC Chapter 18.18 Enforcement. Civil remedies under § 18.18.03.01 include fines up to the maximum allowed by Colorado law or the Loveland Municipal Code, whichever is less, declaratory judgment, abatement, and injunctions. Under § 18.18.03.02, a criminal conviction carries a fine up to the Municipal Code maximum, up to one year in jail, or both, and Municipal Code § 1.12.010 treats each day a violation continues as a separate offense.

Frequently Asked Questions

Does Loveland have a heritage or landmark tree program?
No. Loveland's UDC does not designate individual heritage trees; instead it protects any "significant tree" shown on an approved development landscape plan under UDC § 18.08.05.02, requiring City approval before removal.
Can a builder remove a large tree during construction?
Only if it meets one of nine listed criteria such as disease, an uncorrectable safety hazard, or extreme nuisance, and the City approves removal; otherwise the tree must be fenced and protected under § 18.08.05.03 during grading and construction.
What protects a tree's roots during nearby construction?
Section 18.08.05.03 bars cutting or filling deeper than four inches within a protected tree's dripline or critical root zone without arborist evaluation and City approval, and requires the area to be barricaded before grading starts.
What happens if a protected tree can't be saved?
The code requires on-site replacement under § 18.08.05.02.C when no reasonable alternative site design or relocation of the tree can preserve it.

Sources & Official References

Other rules in Loveland

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