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Kootenai County, ID Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License
County pawnbroker license required in addition to state license (3-3-3)
Disqualifiers
No license for felons or 5-year-recent revocations (3-3-3(B))
Fee
$50 per calendar quarter, annual (3-3-3(G))
Redemption hold
Pledged items held 90 days before resale (3-3-8(A))
Records
Kept 3 years; sheriff can inspect anytime (3-3-6)
Penalty
Each false invoice entry is a separate violation (3-3-12)

Summary

Anyone acting as a pawnbroker in unincorporated Kootenai County needs a county license on top of any state license under Idaho Code title 63, and the sheriff investigates every applicant. Felons and anyone whose license was revoked in the last five years are disqualified. Pledged property must be held ninety days before resale, and licenses cost fifty dollars per quarter.

These county ordinances apply to unincorporated areas of Kootenai County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

A. Licenses Required: It shall be unlawful for any person, partnership, association, corporation or agent thereof, to act as a pawnbroker or secondhand dealer as defined in this chapter, unless a valid license therefor has been issued as provided for in this chapter and which license is in full force and effect. B. Qualifications For License: No license shall be issued to any pawnbroker, secondhand dealer or agent thereof if any such pawnbroker, secondhand dealer or agent thereof, or other person having a direct financial interest in such business other than as a lessor, mortgagee or vendee has: 1. Been convicted of a felony; 2. Had a license under this chapter revoked within five (5) years of the date of application for such license.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-10: Code current through: Ord. 633, passed December 23, 2025).

Full Breakdown

Kootenai County Code 3-3-3 makes it unlawful to act as a pawnbroker, as defined in 3-3-2, without a valid county license in full force and effect. No license issues to an applicant, or any agent with a financial interest, who has been convicted of a felony or whose license under this chapter was revoked within the past five years. Applications go to the county clerk, who refers them to the sheriff for an investigation of the applicant and every agent before reporting back whether the applicant qualifies; a license is good for one year and cannot be transferred between owners or moved to a new location without the clerk's approval, and no one under eighteen may hold one.

The annual fee is fifty dollars per calendar quarter under 3-3-3(G), and 3-3-1 credits any state pawnbroker fee paid under Idaho Code title 63, chapter 23 against the county fee. Pawnbrokers specifically must issue a numbered pawn ticket for every pledge under 3-3-7, tag the property with a matching number, and hold it for at least ninety days before selling or assigning it, per 3-3-8(A); the original owner can redeem it at any time during that window. Every transaction record must go in a triplicate, sequentially numbered invoice book approved by the sheriff, kept for three years, listing the customer's identification, a description of the property down to serial numbers and watch case numbers, and the loan amount, per 3-3-6.

Records and goods stay open to inspection by the sheriff, prosecuting attorney and any peace officer during business hours, and the first carbon copy of each transaction goes to the sheriff daily.

Violations & Fines

Acting as an unlicensed pawnbroker, or violating any recordkeeping, pawn-ticket or holding-period requirement, is a misdemeanor under 3-3-12, punished per the general penalty in Code 1-4-1; each incomplete or false invoice entry counts as its own separate violation. A license can be revoked or an application denied under 3-3-5 for any violation of the chapter, with written notice and a right to a hearing before the board of county commissioners within ten days.

Frequently Asked Questions

Do I need a county license to run a pawnshop in unincorporated Kootenai County?
Yes. Kootenai County Code 3-3-3 requires a valid county pawnbroker license in addition to whatever state license applies under Idaho Code title 63, chapter 23. Applications go through the county clerk to the sheriff, who investigates the applicant and any agent with a financial interest before the license can be approved, and the license runs for one year.
How long must I hold pledged property before I can sell it?
At least ninety days from the date you receive it, under 3-3-8(A). The person who pawned the item can redeem it anytime during that ninety-day window, and you cannot sell or assign your interest in it until the hold period runs out, regardless of how long the loan itself has been outstanding.
Can a felony conviction keep me from getting a license?
Yes. Under 3-3-3(B), the county clerk cannot issue a pawnbroker license to any applicant, or any partner, officer or agent with a financial interest in the business, who has been convicted of a felony, or whose pawnbroker license was revoked within the five years before the application.
What records do I have to keep on every pawn transaction?
Section 3-3-6 requires a triplicate, sequentially numbered invoice book listing the date, the customer's name, age and description, the type of ID checked, a full description of the property including serial or case numbers, and the amount loaned. Records must stay available for three years and be open to the sheriff and prosecuting attorney at any time.

Sources & Official References

Other rules in Kootenai County

All Kootenai County rules

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