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Beaufort County, SC Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Licensing authority
Beaufort County Clerk of Court
Annual license fee
$100.00 (Code § 58-58)
Required bond
$1,000.00 with two sureties
ID required per loan
Two documents, one a Social Security card
Wrong-address penalty
$100.00 per day of violation
Unlicensed operation penalty
Up to $200.00 or 30 days

Summary

Beaufort County requires every pawnbroker to hold a license issued by the county clerk of court before opening for business, tied to one specific address. Operating without that license, or at any other premises than the one named on it, carries a civil penalty of $100.00 for every day the violation continues.

These county ordinances apply to unincorporated areas of Beaufort County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

No person shall carry on the business of a pawnbroker in the county in any other house than the one designated in his license, under penalty of $100.00 for each day he shall exercise or carry on such business without such license or at any other licensed premises than the one designated, as required by S.C. Code 1976, § 40-39-20.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 55 Update 1 | Community Development Code: Supplement 16).

Full Breakdown

C. Code 1976, § 40-39-20. 00. 00 bond with two sureties, or a licensed surety company, conditioned on faithfully performing the pawnbroker's duties; a customer harmed by a licensed pawnbroker's misconduct can sue on that bond under § 58-60 after an unsatisfied judgment. Once licensed, § 58-91 requires the pawnbroker to keep a running book recording every loan, the goods pledged, the amount loaned, the date, the interest charged, and the pawnor's name and address, verified against at least two forms of identification, one of which must be a Social Security card, kept on the licensed premises during business hours.

Operating the business at all without any license is a separate misdemeanor under § 58-61, and the clerk of court can revoke a license for cause under § 58-62.

Violations & Fines

Carrying on a pawnbroker business without any license under Beaufort County Code of Ordinances § 58-61, or at a premises other than the one licensed under § 58-56, is a misdemeanor punishable by up to $200.00 or 30 days' imprisonment, with each day of continued operation charged as a separate violation; operating at the wrong address alone also draws a straight $100.00-per-day civil penalty.

Frequently Asked Questions

Who issues a pawnbroker license in Beaufort County?
The Beaufort County Clerk of Court issues pawnbroker licenses under Beaufort County Code of Ordinances § 58-57 to an applicant who provides satisfactory evidence of good character. The license names the specific address where the business will operate, and the annual fee is $100.00 under § 58-58.
Does a pawnbroker need a bond to get licensed?
Yes. Beaufort County Code of Ordinances § 58-59 requires every licensed pawnbroker to file a $1,000.00 bond with the clerk of court, backed by two responsible sureties or a licensed surety company, before the license is issued. The bond covers faithful performance of the pawnbroker's duties, and a wronged customer can sue on it under § 58-60.
What records must a Beaufort County pawnbroker keep?
Under Beaufort County Code of Ordinances § 58-91, every pawnbroker must keep a book recording the description of goods pledged, the loan amount, the date, the interest rate, and the pawnor's name and address for every transaction, verified with at least two forms of identification, one of which must be a Social Security card. That record must stay on the licensed premises during business hours.

Sources & Official References

Other rules in Beaufort County

All Beaufort County rules

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