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Erie County, NY Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Licensing authority
Erie County Sheriff
License term
1 year from issuance
License fee
Matches Buffalo Code § 254-21
Minimum seller age
18 years old
Holding period
14 days (30 if police request)
First-offense fine
Up to $200
Revocation trigger
10 violations in 12 months

Summary

Every pawnbroker operating in Erie County must hold a dealer's license issued by the Erie County Sheriff under Local Law No. 1 of 2018. The law bars pawnbrokers from buying goods from anyone under 18, sets a mandatory 14-day (or 30-day, on police request) holding period before resale, and ties license fees to the City of Buffalo's schedule.

City-specific rules exist: Buffalo has its own pawnbrokers rules that differ from Erie County's county-level regulations. If you live in Buffalo, check the city-specific page instead.

SECTION 3. Definitions 11) "Pawnbroker" - Any person or business establishment who holds goods as collateral on short-term, high-interest loans or a person who qualifies as a "collateral loan broker" pursuant to § 52 of the New York General Business Law. SECTION 5. Licensing A. Every pawnbroker, secondhand dealer, jewelry and coin exchange dealer, or precious metal exchange operating within Erie County is required to be licensed according to this local law. B. The Erie County Sheriff shall be the licensing authority authorized to issue dealer licenses under this law. C. Licenses shall be valid for one year from date of issuance. D. The fee structure for the purposes of this law shall be equal to those of the City of Buffalo, as directed in §254-21 of the Buffalo Code.

Full Breakdown

Local Law No. A-B). 11). C-D). E). Section 4 prohibits a pawnbroker from purchasing items from anyone known or reasonably believed to be under 18, and requires items be held at least 14 calendar days after acquisition before sale, alteration, or removal from the premises, extended to 30 days (renewable in two more 30-day blocks) if a law enforcement agency requests it in writing. No dealer may employ anyone convicted of a business-related felony within the past three years or whose dealer's license was revoked or denied in the past year.

The Sheriff may deny or revoke a license for false statements on the application or for refusing to allow a records or premises inspection; a denied or revoked applicant has 10 business days to request reconsideration, and the Sheriff must respond within 10 business days.

Violations & Fines

Any violation of the chapter is punishable as an offense: a fine up to $200 for a first offense, $1,000 for a second, and $3,000 for each offense after that, with each transaction treated as a separate violation regardless of how many rule breaks occur within it (Section 12.A). Ten violations within any consecutive 12-month period causes revocation of the dealer's license (Section 12.D). All penalties are charged to the license holder.

Frequently Asked Questions

Who licenses pawnbrokers in Erie County?
The Erie County Sheriff is the licensing authority under Local Law No. 1 of 2018. Pawnbrokers must apply on Sheriff-provided forms listing employee information, the business address, and any online sales outlets before operating anywhere in the county.
How long must a pawnbroker hold an item before reselling it?
At least 14 calendar days from acquisition. If a law enforcement agency makes a written request in connection with an investigation, the hold extends to 30 days, and the agency can request up to two more 30-day extensions in writing.
What happens if a pawnbroker buys from someone underage?
It is unlawful under Section 4 for a dealer to purchase articles, jewelry, or precious metals from anyone the dealer knows or has reason to believe is under 18. A violation carries a fine of up to $200 for a first offense, rising to $1,000 and then $3,000.
Can Erie County revoke a pawnbroker's license?
Yes. The Sheriff's office may revoke a license for a false statement on the application or for refusing to allow a records or premises inspection, and automatically revokes any license after 10 violations occur within a consecutive 12-month period.

Sources & Official References

Other rules in Erie County

All Erie County rules

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