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Sacramento County, CA Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Licensing authority
Sacramento County Sheriff
Governing law
County Code Chapter 4.30
License denial limited to
BPC § 21641 convictions
Daily report deadline
before 10:00 a.m.
No-trade hours
midnight Sat.–7 a.m. Mon.

Summary

Sacramento County requires every pawnbroker in the unincorporated area to hold a special business license issued by the Sheriff under County Code Chapter 4.30 before lending money on pledged property or operating a pawnshop.

City-specific rules exist: Rancho Cordova, Elk Grove, and Sacramento have their own pawnbrokers rules that differ from Sacramento County's county-level regulations. If you live in one of those cities, check the city-specific page instead.

It is unlawful for any person to operate or conduct the business of pawnbroker, secondhand dealer, secondhand watch dealer, junk dealer or junk collector, unless under and by authority of a valid, unexpired and unrevoked special business license issued pursuant to the provisions of Chapter 4.10 and this chapter. Notwithstanding the provisions of subsection c of Section 4.10.040 and Section 4.10.100, the Sheriff shall not deny a special business license for the business of pawnbroker, secondhand dealer, junk collector or junk dealer on grounds enumerated by Section 4.10.040(c) unless one or more of the persons identified in Section 4.10.040(c) has been convicted of an offense described by Section 21641 of the Business and Professions Code. A license shall not be revoked on grounds prescribed by subsection (b) of Section 4.10.135 unless one or more of the persons identified by Section 4.10.040(c) has been convicted of an offense described by Section 21641 of the Business and Professions Code. (SCC 1505 § 2, 2011)

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: rev 4941150; v18 updated 2026-05-19).

Full Breakdown

Under County Code § 4.30.010, it is unlawful to operate as a pawnbroker in unincorporated Sacramento County without a valid, unexpired special business license issued under Chapter 4.10 and Chapter 4.30. The Sheriff administers licensing and cannot deny, suspend, or revoke a pawnbroker's license on general grounds unless the applicant has a conviction under Business and Professions Code § 21641. Licensed pawnbrokers must report every pledge or purchase to the Sheriff daily before 10 a.m. (§ 4.30.025) and may not accept pledges or loan money between midnight Saturday and 7 a.m. Monday, or after 7 p.m. on other nights (§ 4.30.070).

Violations & Fines

Operating without a license, or violating chapter requirements, is a misdemeanor under § 4.30.100 and grounds for the Sheriff to deny, suspend, or revoke the special business license.

Frequently Asked Questions

Do I need a county license to open a pawnshop in unincorporated Sacramento County?
Yes. County Code § 4.30.010 makes it unlawful to operate as a pawnbroker without a special business license issued under Chapters 4.10 and 4.30, administered by the Sheriff.
Can the Sheriff deny my pawnbroker license for any past offense?
No. Denial, suspension, or revocation on general character grounds is barred unless a listed person was convicted of an offense described in Business and Professions Code § 21641.

Sources & Official References

Other rules in Sacramento County

All Sacramento County rules

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