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Madison County, IL Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Required system
LeadsOnline (www.leadsonline.com)
Upload frequency
At least daily, by end of business day
Required ID
Photo ID, name, address, date of birth
System cost to pawnbroker
None beyond own computer/internet
First violation fine
$500, Class A misdemeanor
Subsequent violation fine
$1,000

Summary

Every pawnbroker doing business in Madison County must register with the online database LeadsOnline and upload detailed records, photos and customer ID for every transaction on at least a daily basis, at no direct cost to the pawnbroker.

These county ordinances apply to unincorporated areas of Madison County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

PAWNBROKER. Any person or entity who, within Madison County, Illinois, loans money on deposit or pledge of personal property, secondhand goods, wares, merchandise or other valuable things, or who deals in the purchasing of personal property, secondhand goods, wares, merchandise or other valuable things on the condition of selling the same back at a stipulated price ... Any and all pawnbrokers and secondhand dealers doing business within Madison County, Illinois shall, beginning on the effective date of the ordinance from which this chapter is derived, register with LeadsOnline at www.leadsonline.com and shall upload, on at least a daily basis, all information

Full Breakdown

01 calls a difficult and labor-intensive task without electronic records. 02 defines a PAWNBROKER as any person or entity within Madison County who loans money on deposit or pledge of personal property or other valuables, or who buys personal property on condition of selling it back at a stipulated price. com, as the Sheriff's required online reporting system. 03(A) requires every pawnbroker to register with LeadsOnline and upload, at least daily, the pawner's name, current address, date of birth and a digital copy of their government-issued photo ID, the transaction's date and time, a description and photograph of each article, and for watches and jewelry, itemized details such as brand, model number, stones and inscriptions.

03(B) makes registration and uploading free to the pawnbroker beyond the cost of computers and internet service, with the Sheriff's Department bearing the LeadsOnline service cost from its own budget. 03(D) allows a defense for a power failure or system malfunction if the pawnbroker uploads the missed data within 24 hours of restoration. 05 exempts used motor vehicle transactions and charitable resale donations.

Violations & Fines

Section 78.03(F) makes a pawnbroker's failure to strictly comply with Chapter 78 a Class A misdemeanor, punishable by a fine of $500 for a first violation and $1,000 for each subsequent violation, with each day the violation occurs or continues counted as a separate offense.

Frequently Asked Questions

What must a Madison County pawnbroker upload for every transaction?
Section 78.03(A) requires the pawner's name, current address, date of birth and a digital copy of their government photo ID, the date and time of the transaction, and a description and photograph of each article, uploaded to LeadsOnline at least daily.
Does the pawnbroker pay for the LeadsOnline reporting system?
No. Section 78.03(B) makes registration and uploading free to the pawnbroker beyond their own computer and internet costs; the Sheriff's Department covers the LeadsOnline service fee from its budget under Section 78.03(C).
What happens if a pawnbroker doesn't comply with the reporting rule?
Section 78.03(F) treats noncompliance as a Class A misdemeanor, with a $500 fine for a first violation and $1,000 for each later violation, and every day of continued noncompliance counts as a separate offense.

Sources & Official References

Other rules in Madison County

All Madison County rules

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