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Oklahoma City, OK Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Licensing agency
Supervisor of Licenses (§ 54-161)
Annual license fee
$80.00 plus 2.7% card fee (§ 60-54-22)
Surety bond
$1,000, filed with City Clerk (§ 54-164)
Goods hold period
10 days before mixing with stock (§ 54-142)
Police report deadline
Daily before 12:00 noon (§ 54-145)
Prerequisite
Current state pawnbroker's license required first

Summary

Oklahoma City requires every pawnshop to hold a license from the Supervisor of Licenses before opening its doors, backed by a $1,000 surety bond and a current state pawnbroker's license. License applicants pay an $80 annual fee under Chapter 60, and operators must segregate purchased goods for ten days and report every transaction to the Chief of Police daily.

No person shall operate as a pawnbroker without a license issued by the Supervisor of Licenses. ... A person who is required by the provisions of this division to obtain a license shall make application to the Supervisor of Licenses upon a form furnished by the Supervisor of Licenses giving the information required upon the form and shall present to the Supervisor of Licenses a current pawnbroker's license issued by the State of Oklahoma. ... A person making application for the license required by this division shall pay to the City Treasurer the fee established in Chapter 60, the General Schedule of Fees. ... Every person applying for a license to engage in or carry on the business of pawnbroker shall, before the license is issued to him, enter into a bond with the City, with approved sureties, in the penal sum of $1,000.00, conditioned that the applicant will strictly observe all laws, regulations and requirements in relation to pawnbrokers or their business...

Source: Oklahoma City Municipal CodeView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 5 Update 1).

Full Breakdown

The license requirement sits in Chapter 54, Article V, Division 2 of the Oklahoma City Municipal Code. § 1501 et seq. 7 percent service fee applies to card payments), and § 54-163 directs that fee to the City Treasurer. Before the license issues, § 54-164 requires a $1,000 surety bond filed with the City Clerk, conditioned on the pawnbroker observing all pawnbroker laws, paying any fines or costs from violations, and covering damages if the pawnbroker wrongfully takes in stolen property or property belonging to a minor.

Licenses expire on the cycle set in § 26-11 unless suspended or revoked sooner under § 54-165. Once licensed, Division 1 imposes day-to-day operating duties: § 54-142 requires purchased goods held separate and unmixed with existing stock for ten days; § 54-144 requires a written register of every item taken in, including serial numbers and the seller's name, address, driver's license number and physical description, entered in ink within one hour of the transaction, with a free receipt to the customer; § 54-145 requires a copy of that register delivered to the Chief of Police every day before noon; § 54-143 bars taking property from a minor without a parent's or guardian's written consent; and § 54-147 keeps the register open to inspection by police, the county sheriff, the Municipal Counselor and the district attorney.

Violations & Fines

Operating without the license, or violating any provision of Article V, exposes a pawnbroker to conviction before the municipal judge and, under § 54-166, forfeiture of the pawnbroker's license or permit in addition to whatever fine or imprisonment the Code otherwise sets for the offense; an employee's violation in the course of employment can trigger the same forfeiture against the business.

Frequently Asked Questions

Do I need a state license before applying for the Oklahoma City pawnbroker license?
Yes. Section 54-162 requires applicants to present a current pawnbroker's license already issued by the State of Oklahoma under the Oklahoma Pawnshop Act before the Supervisor of Licenses will process the City application, so the state license has to come first.
How much does an Oklahoma City pawnbroker license cost?
The annual license fee is $80.00 under § 60-54-22 of the General Schedule of Fees, payable to the City Treasurer under § 54-163. A 2.7 percent service fee is added if you pay by credit or debit card.
How long must pawned goods be held before resale?
Section 54-142 requires pawnbrokers to hold purchased goods separate and apart from other stock for ten days before mixing them in with existing inventory, giving owners and police a window to identify stolen property before it disappears into general merchandise.
What happens if a pawnbroker violates the licensing article?
Under § 54-166, a conviction for violating any provision of Article V, including a violation by an employee acting in the course of employment, can cost the pawnbroker the license itself by order of the municipal judge, on top of any fine or imprisonment the Code otherwise imposes.

Sources & Official References

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