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Orange County, FL Business Licensing & Operations: Pawnbrokers (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Governing section
Orange County Code § 25-101
Base tax
$75 per place of business
Worker-tier tax
$30 to $90 added, by staff size
Reports due
Monthly, to Sheriff's Office (§ 25-101(c))
Records required
Every pledge/sale, incl. seller's thumbprint
Enforcement agency
Orange County Sheriff's Office; Tax Collector
Scope
Unincorporated Orange County only

Summary

Every pawnbroker operating in unincorporated Orange County must hold a local business tax receipt under Section 25-101, paying a base $75 per location plus an added tax scaled to the number of workers, from $30 for up to ten workers to $90 for more than forty. Pawnbrokers must record every pledge and sale, including the seller's thumbprint, and report those transactions to the sheriff's office every month.

These county ordinances apply to unincorporated areas of Orange County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(a)Every person engaged in business as a pawnbroker shall pay a business tax of seventy-five dollars ($75.00) for each place of business, plus a business tax determined by the maximum number of workers as set forth below:(1)For one (1) through ten (10) workers-Thirty dollars ($30.00)...(5)For forty-one (41) or more workers-Ninety dollars ($90.00).(b)Pawnbrokers shall keep a complete and true record of all transactions, showing from whom each article of their stock was purchased or pledged and the date of such transaction, and the date and to whom each article was sold, which records shall at all times be subject to the inspection of all duly authorized persons and law enforcement officers and which records shall contain all other information, including the right thumbprint of the seller or pledgor, and be in such form as designed and supplied by the sheriff.(c)Every person engaged in business as a pawnbroker in the county shall make monthly reports to the county sheriff's department, containing monthly summaries of the information required to be retained under subsection (b). Any person failing to make such reports shall be subject to the penalties provided in section 25-52.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 128).

Full Breakdown

Section 25-101 of the Orange County Code sets the local business tax for pawnbrokers operating in the unincorporated county. Subsection (a) charges every pawnbroker $75 for each place of business, on top of a second tax tier based on the maximum number of workers at that location: $30 for one to ten workers, $40 for eleven to twenty, $50 for twenty-one to thirty, $70 for thirty-one to forty, and $90 for forty-one or more. A pawnshop with a large staff can owe as much as $165 per location once both tiers are combined.

Subsection (b) imposes a detailed recordkeeping duty that goes beyond the general business tax article: pawnbrokers must keep a "complete and true record of all transactions," showing from whom each item in their stock was purchased or pledged, the date of that transaction, and the date and buyer for every item later sold. Those records must include the right thumbprint of the person selling or pledging the item, and must be kept in a form the Orange County Sheriff's Office designs and supplies, not a format the pawnbroker chooses.

Subsection (c) requires every pawnbroker in the county to file monthly reports to the sheriff's department summarizing the transaction information required under subsection (b), on forms the sheriff's office prescribes and furnishes. A pawnbroker who fails to file those monthly reports is subject to the penalties cross-referenced in Section 25-52, a section the county repealed in 2009 (Ordinance No. 2009-30); the operative penalty authority today runs through Section 25-53's civil actions under Florida Statutes Section 205.053.

Violations & Fines

Operating as a pawnbroker without the Section 25-101 business tax receipt, or failing to file the required monthly transaction reports with the sheriff's department, exposes the pawnbroker to civil penalties under Section 25-53 and Florida Statutes Section 205.053, plus a delinquency penalty of up to 25 percent of the tax due under Section 25-59 for a receipt that isn't renewed on time. The Orange County Sheriff's Office, which designs and collects the required transaction forms, is the primary enforcement contact for the recordkeeping and reporting duties.

Frequently Asked Questions

How much does a pawnbroker license cost in Orange County?
Section 25-101 charges every pawnbroker a base local business tax of $75 for each place of business, plus a second tax based on the maximum number of workers at that location, ranging from $30 for up to ten workers to $90 for forty-one or more. A single-location shop with a small staff pays as little as $105 total; a larger operation pays more.
What records does a pawnshop have to keep on each transaction?
Section 25-101(b) requires a complete and true record of every pledge and sale, showing who sold or pledged each item, the date, and who it was later sold to and when. The record must include the right thumbprint of the seller or pledgor and must be kept on forms the Orange County Sheriff's Office designs and supplies, not a format the pawnbroker chooses.
Do pawnbrokers have to report to the sheriff regularly?
Yes. Section 25-101(c) requires every pawnbroker in the county to file a monthly report to the sheriff's department summarizing the pledge and sale information required under subsection (b), on forms the sheriff's office prescribes. Failing to file those monthly reports subjects the pawnbroker to penalties, now enforced through Section 25-53's civil actions under Florida Statutes Section 205.053.
Does the Orange County pawnbroker tax apply inside Orlando?
No. Section 25-101 is a county business tax that governs the unincorporated area of Orange County. A pawnshop operating within Orlando, Winter Park, Apopka, or any of the county's other incorporated cities pays that city's own local business tax and follows its own recordkeeping ordinance instead.

Sources & Official References

Other rules in Orange County

All Orange County rules

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