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Sioux Falls, SD Business Licensing & Operations: Pawnbrokers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

License required
Fixed premises + city license
Annual fee
$25
Holding period
14 calendar days
Records to police
Within 7 days
Hold order max
45 days

Summary

Sioux Falls requires pawnbrokers, secondhand goods dealers, and precious metals/gems dealers to hold a fixed-premises license, keep detailed transaction records, and hold purchased items 14 days.

No person shall engage in business as a pawnbroker, secondhand goods dealer, or dealer in precious metals or precious gems unless the person has a fixed premises where all regulated transactions are conducted in person, either on a continuing basis or from time to time, and unless the person has first obtained a license to engage in that business at that premises.

(b)   For purposes of this section, FIXED PREMISES includes any nonmobile premises where all regulated transactions are conducted in person and the items received are held according to the provisions of § 116.022, whether or not that premises remains in the same location during the period the license is in effect.

(c)   Nothing in this section is intended to prohibit the occasional receipt of articles by a pawnbroker, dealer in precious metals or precious gems, or secondhand goods dealer off the licensed premises. However, any article received shall be recorded and reported according to the provisions of §

Source: Sioux Falls Business LicensingView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2026 S-135: Current through local ordinance 54-26, passed 7-14-2026).

Full Breakdown

No one may operate as a pawnbroker, secondhand goods dealer, or dealer in precious metals or gems in Sioux Falls without a license tied to a fixed premises and without keeping an English-language record of every loan, purchase, or item received as security. Records must reach the police department's property crimes section within 7 days, and purchased items must sit unaltered on the licensed premises for 14 calendar days before resale. Police can also slap a hold order on suspected stolen property for up to 45 days. The license runs through January 1 and costs $25 per year under the city's fee schedule.

Violations & Fines

License is subject to suspension or revocation under Chapter 110's general licensing provisions; hold orders and records requirements are enforced by the city police property crimes section.

Frequently Asked Questions

How much does a Sioux Falls pawnbroker license cost?
$25 per year, per the city's license fee schedule under § 110.026.
How long must a pawnshop hold purchased items before reselling?
14 calendar days from when required records reach city police, per § 116.022.

Sources & Official References

Other rules in Sioux Falls

All Sioux Falls rules

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