Chatham County, GA Business Licensing & Operations: Pawnbrokers (2026)
Key Facts
- License required
- Valid license under § 16-1103
- Business hours
- 7 a.m.-8 p.m., midnight in December, § 16-1106
- Holding period
- 30 days before disposal, § 16-1107
- ID required
- Government photo ID + fingerprint per sale
- Max penalty
- $500 fine or 30 days jail, § 16-1108
Summary
Chatham County requires anyone operating a pawnshop in the unincorporated county to hold a license under Sec. 16-1103, keep detailed transaction records with photographs and fingerprints, and hold pledged goods for 30 days before disposal. Business hours are capped at 7 a.m. to 8 p.m. under Sec. 16-1106.
All persons, before beginning the business of operating a pawnshop, or similar place involving pawn transactions, shall secure a valid license pursuant to the requirements of the Chatham County Occupational and Regulatory Tax Ordinance. ... Pawnbrokers may keep their place of business open from 7:00 a.m. to 8:00 p.m., except Saturdays and the week before Christmas, when the hour of closing shall be midnight. ... Any person who violates this Ordinance shall, upon conviction thereof, be fined not more than Five Hundred Dollars ($500.00), imprisonment in the County jail for 30 days, for any single offense, or any combination thereof, and shall pay all costs and expenses.
Full Breakdown
Sec. 16-1103 requires any person or business engaged in lending money on pledged goods, or buying personal property with a right of buy-back, to hold a valid license under the Chatham County Occupational and Regulatory Tax Ordinance before operating in the unincorporated county, per the definitions of pawnbroker and pawn transaction in Sec. § 44-12-130 et seq. Sec. 16-1104 then imposes detailed recordkeeping: every pawnbroker must log an accurate description of each item pledged or sold, including manufacturer, model and serial number where available, assign each transaction a unique tracking number, verify the seller's government-issued photo ID, record the seller's name, address, race, sex, height, weight, driver's license number and date of birth, photograph the seller's face and the item at the time of transaction, and take the seller's right index fingerprint through an electronic scanner.
Sec. , extending to midnight on Saturdays and the week before Christmas. Sec. 16-1107 requires pledged property to be held for a minimum of 30 days before disposal, unless redeemed sooner under the pawn contract, and lets Chatham County Police place a police hold on any item under investigation, which the pawnbroker must maintain until released.
Violations & Fines
Operating as a pawnbroker without the Sec. 16-1103 license, or failing to keep the records, photographs, fingerprints, or 30-day holding period required by Secs. 16-1104 and 16-1107, violates the ordinance. Sec. 16-1108 sets the penalty at a fine of not more than $500, imprisonment in the county jail for 30 days, or both, per offense, plus costs, with each day of continued violation a separate offense.
Frequently Asked Questions
What license does a pawnshop need to operate in unincorporated Chatham County?
What hours can a Chatham County pawnshop stay open?
How long must a pawnshop hold an item before selling it?
Sources & Official References
Other rules in Chatham County
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