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Bernalillo County, NM Business Licensing & Operations: Secondhand Dealers (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

Key Facts

Surety bond
$10,000 bond required
Daily reports
Sheriff report due within 3 days
Merchandise hold
15-day hold on purchased items
Pawn hold
120-day hold before sale
Enforcement
County manager can revoke license

Summary

Bernalillo County requires pawnbrokers, secondhand dealers and precious metals dealers in unincorporated areas to get a business registration certificate and post a $10,000 bond before opening, with daily transaction reporting to the sheriff.

City-specific rules exist: Albuquerque has its own secondhand dealers rules that differ from Bernalillo County's county-level regulations. If you live in Albuquerque, check the city-specific page instead.

No pawnbroker, secondhand or precious metals dealer shall engage in business without a business registration certificate. ... No pawnbroker, secondhand or precious metals dealer shall engage in business without having executed and delivered a bond to the county ... in the penal sum of $10,000.00, with a corporate surety authorized by the laws of the state to write surety bonds therein.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Code of Ordinances: Supplement 92).

Full Breakdown

Under Chapter 14, Article VI of the Bernalillo County Code, no pawnbroker, secondhand dealer or precious metals dealer may operate in the unincorporated county without a business registration certificate and a $10,000 surety bond approved by the county manager and sheriff. Dealers must photo-ID every seller, log each item's description and serial number, and deliver a daily transaction report to the sheriff within three days. Purchased used merchandise must sit untouched for 15 days, and pawned items cannot be sold for 120 days. The county manager can suspend or revoke a license after a hearing, with appeal to the Second Judicial District Court.

Violations & Fines

Operating without registration, bond or required reports is a misdemeanor enforceable under Bernalillo County Code § 1-6; the county manager can suspend or revoke a dealer's license for violations after a hearing.

Frequently Asked Questions

Do I need a license to run a pawnshop in Bernalillo County?
Yes. Chapter 14, Article VI requires a business registration certificate and a $10,000 surety bond before any pawnbroker, secondhand or precious metals dealer can operate in the unincorporated county.
How long must a secondhand dealer hold purchased items before reselling?
At least 15 days from the date the item enters inventory, per Sec. 14-236; pawned property held as security cannot be sold for 120 days.
Does this apply if my shop is in Albuquerque?
No. This chapter governs only unincorporated Bernalillo County; Albuquerque licenses pawnbrokers and secondhand dealers separately under its own city code.

Sources & Official References

Other rules in Bernalillo County

All Bernalillo County rules

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