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Catawba County, NC Environmental Rules: Flood Elevation Requirements (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified August 2026

Key Facts

Governing section
Sec. 44-429.05, definitions
Freeboard required
2 feet above base flood elevation
No-BFE minimum
2 feet above highest adjacent grade
Applies to
residential and nonresidential new construction
Enforcement tool
elevation certificate before occupancy

Summary

Catawba County requires new construction in a special flood hazard area to sit two feet higher than FEMA's base flood elevation. Sec. 44-429.05 defines the 'regulatory flood protection elevation' as 'the BFE plus two feet of freeboard' where a BFE has been set, or at least two feet above the highest adjacent grade where it has not, and Sec. 44-429.15 makes that the minimum reference-level elevation for structures.

These county ordinances apply to unincorporated areas of Catawba County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

Base flood elevation (BFE). A determination of the water surface elevations of the base flood as published in the flood insurance study. This elevation, when combined with the "freeboard," establishes the "regulatory flood protection elevation." ... Freeboard. The height added to the base flood elevation (BFE) to account for the many unknown factors that could contribute to flood heights greater than the height calculated for a selected size flood and floodway conditions, such as wave action, blockage of bridge openings, and the hydrological effects of urbanization of the watershed. The base flood elevation plus the freeboard establishes the regulatory flood protection elevation. ... Regulatory flood protection elevation. The elevation, in relation to mean sea level, to which the reference level of all structures and other development located within special flood hazard areas must be protected. Where base flood elevations (BFE) have been determined, this elevation shall be the BFE plus two feet of freeboard. Where no BFE has been established, this elevation shall be at least two feet above the highest adjacent grade.

Full Breakdown

Sec. 05 defines three linked terms that drive every elevation requirement in the floodplain chapter. ' 'Freeboard' is 'the height added to the base flood elevation (BFE) to account for the many unknown factors that could contribute to flood heights greater than the height calculated for a selected size flood,' such as wave action or blockage of bridge openings. Combining the two produces the 'regulatory flood protection elevation,' defined as 'the elevation, in relation to mean sea level, to which the reference level of all structures and other development located within special flood hazard areas must be protected,' and set at 'the BFE plus two feet of freeboard' where a BFE has been determined, or 'at least two feet above the highest adjacent grade' where none has been established.

Sec. ' Nonresidential structures face the same floor under Sec. 15(2), though they may floodproof to that elevation instead of physically elevating, watertight to the regulatory flood protection elevation and certified by a professional engineer or architect. Manufactured homes must be elevated to the same standard under Sec. 15(3), and elevation or floodproofing certificates confirming the two-foot freeboard was met are required under Sec. 09 before a certificate of occupancy issues.

Violations & Fines

Building below the required freeboard elevation is enforced through the certification requirements of Sec. 44-429.09: the planning director reviews the required elevation certificate before and after construction, and 'failure to submit the certification or failure to make required corrections shall be cause to withhold the issuance of a certificate of compliance/occupancy.' A structure built without the two feet of freeboard cannot legally be occupied until it is corrected or a variance is granted by the board of adjustment.

Frequently Asked Questions

How much freeboard does Catawba County require above base flood elevation?
Sec. 44-429.05 sets the 'regulatory flood protection elevation' at 'the BFE plus two feet of freeboard' wherever a base flood elevation has been determined for the site, and every new or substantially improved structure must be built to that elevation.
What if my lot has no established base flood elevation?
The same definition covers that case: 'Where no BFE has been established, this elevation shall be at least two feet above the highest adjacent grade,' so the two-foot freeboard requirement still applies, just measured from the site's own grade instead of a mapped BFE.
Can a certificate of occupancy issue before the elevation is verified?
No. Sec. 44-429.09 requires an elevation or floodproofing certificate confirming the reference level meets the regulatory flood protection elevation, and failure to submit or correct that certification is grounds to withhold the certificate of compliance or occupancy.

Sources & Official References

Other rules in Catawba County

All Catawba County rules

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