Skip to main content
CityRuleLookup

Bartholomew County, IN Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Bartholomew County, IN, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Reviewing body
Bartholomew County Plan Commission
Governing section
§ 156.091(E), flood hazards
Plat requirement
Flood Certificate, § 156.152(E)
Lot standard
Buildable land required outside floodway
Effect
All-floodway lots barred from subdivision
Substantive floodplain rules
Set in Zoning Ordinance, not here

Summary

In unincorporated Bartholomew County, the Plan Commission won't approve a subdivision unless each lot has enough land outside the floodway to fit its permitted use and any required septic system. Lots made up entirely of flood hazard land generally can't be subdivided at all, and any plat covering mapped floodplain must carry a Flood Certificate tied to the Columbus-Bartholomew County Zoning Ordinance's floodplain construction rules.

These county ordinances apply to unincorporated areas of Bartholomew County. Incorporated cities within the county may have their own rules that take precedence over county-level regulations.

(E) Flood hazards. Each lot will contain enough land which is not located in a floodway, as defined by the Zoning Ordinance, to accommodate the permitted use(s) of the property and, if required, an individual subsurface disposal system. In general, lots consisting entirely of land located in a flood hazard area shall not be approved for subdivision, unless there is no property included in the parent tract which is located outside the flood hazard area which can reasonably be subdivided to provide a building site.

Full Breakdown

091 sets the minimum land-suitability criteria the Plan Commission applies before approving any subdivision, and division (E) addresses flood hazards directly: each lot must contain enough land outside a floodway, as the Zoning Ordinance defines it, to accommodate the property's permitted use and, where needed, an individual septic system. As a general rule, a lot consisting entirely of land in a flood hazard area cannot be approved for subdivision, unless no part of the parent tract outside the flood hazard area can reasonably be split off as a buildable lot.

152(E) requires the owner's certificate to carry a Flood Certificate identifying the National Flood Insurance Rate Map number and date, and stating that all construction, fill, grading or alteration within the mapped floodplain must follow the Columbus-Bartholomew County, Indiana Zoning Ordinance as periodically amended. The certificate also has to state that if the adopted floodplain map changes after the plat is recorded, the updated mapping controls and the plat's original floodplain information is disregarded. Both provisions route the substantive flood-hazard building standards to the county's separate Zoning Ordinance rather than setting numeric elevation or fill limits directly in the Subdivision Control Ordinance itself.

Violations & Fines

Section 156.091(E) doesn't set a separate fine; its remedy is denial of subdivision approval for any lot that is entirely flood hazard land, or that leaves no buildable area outside the floodway. A plat that omits the required Flood Certificate under § 156.152(E) where the property lies in a mapped floodplain risks rejection by the Plan Commission or later challenge over its accuracy once the floodplain map is amended.

Frequently Asked Questions

Can I subdivide a lot that's entirely in the floodplain?
Generally no. Section 156.091(E) says lots consisting entirely of land in a flood hazard area shall not be approved for subdivision, unless there's no property in the parent tract outside the flood hazard area that could reasonably be split off to provide a buildable site instead.
What is a Flood Certificate on a subdivision plat?
Section 156.152(E) requires plats covering mapped floodplain property to include a certificate naming the National Flood Insurance Rate Map number and date, and stating that construction, fill or grading in the floodplain must follow the Columbus-Bartholomew County Zoning Ordinance, with any later map amendment controlling over the original plat information.
Does the county set flood construction standards itself?
Not in the Subdivision Control Ordinance. Section 156.091(E) only requires each lot to have enough non-floodway land for its use, and § 156.152(E) points builders to the Columbus-Bartholomew County, Indiana Zoning Ordinance for the actual construction, fill and grading standards inside the mapped floodplain.
What happens if the flood map changes after my plat is recorded?
Section 156.152(E) requires the plat's Flood Certificate to state that if the adopted floodplain map is later amended, the updated mapping applies and the original floodplain information on the recorded plat is disregarded, so property owners follow the current map rather than the one in effect at platting.

Sources & Official References

Other rules in Bartholomew County

All Bartholomew County rules

Compare Bartholomew County to another location·View the Indiana environmental rules overview

Get notified when Flood Zones in Bartholomew County, IN changes

We'll email you the moment we detect a change in the code. No spam, unsubscribe anytime.

We'll never sell or share your email. One-click unsubscribe in every email.

See something wrong?

Help us keep this page accurate. If you notice an error or outdated information, let us know.