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Contra Costa County, CA Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Contra Costa County, CA, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required
Floodplain permit before building/grading permit
Issuing agency
Public Works Department
Applies in
FEMA-mapped special flood hazard areas
Violation classification
Infraction under Gov. Code § 25132
Program protected
National Flood Insurance Program eligibility

Summary

Any construction, grading, or development within a mapped special flood hazard area in unincorporated Contra Costa County needs a floodplain permit from the Public Works Department before a building or grading permit issues, under the county's Floodplain Management chapter enacted to keep the county eligible for the National Flood Insurance Program.

City-specific rules exist: Antioch, Brentwood, and San Ramon have their own flood zones rules that differ from Contra Costa County's county-level regulations. If you live in one of those cities, check the city-specific page instead.

A floodplain permit shall be obtained from the Contra Costa County public works department before construction, and prior to issuance of a grading permit or building permit, or commencement of development on any property within any area of special flood hazards established in Section 82-28.604.

Source: FEMA Flood Map Service CenterView official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Ordinance Code: Supplement 103).

Full Breakdown

602. 802 requires a floodplain permit from the Contra Costa County Public Works Department, obtained before a grading or building permit is issued. The application, filed on forms from the floodplain administrator at Public Works, must include triplicate scaled plans showing the nature, location, dimensions and elevation of the site and any existing or proposed structures, fill, storage of materials, or drainage facilities. Applicants must also list the proposed elevation, relative to mean sea level, of the lowest floor of every structure, and for AO or VO zones, the elevation of the highest adjacent grade.

The ordinance exists so the county can keep participating in the National Flood Insurance Program administered by FEMA, which provides flood insurance and federal disaster assistance to property owners; without a compliant local ordinance the county's homeowners would lose access to that coverage. The floodplain administrator reviews every permit for compliance with FEMA's elevation and floodway-carrying-capacity requirements, and can require a hydrology and hydraulics study for developments proposing more than ten new insurable structures. Enforcement runs through the county's general compliance provision rather than a separate floodplain penalty schedule.

Violations & Fines

Building or developing within a special flood hazard area without the Section 82-28.802 floodplain permit is a violation of Section 82-28.606, which the county treats as an infraction punishable under Government Code Section 25132; the Board of Supervisors may also take other lawful action to prevent or remedy the violation, including requiring corrective work before finalizing any related building permit.

Frequently Asked Questions

Do I need a permit to build in a Contra Costa County flood zone?
Yes. Section 82-28.802 requires a floodplain permit from the county Public Works Department before you can get a grading or building permit for any construction, fill, or other development inside a FEMA-mapped special flood hazard area in the unincorporated county.
What has to be in a floodplain permit application?
The application must include triplicate scaled plans showing the site's location, dimensions and elevation, plus the proposed elevation of the lowest floor of every structure relative to mean sea level, and for AO or VO zones the elevation of the highest adjacent grade, per Section 82-28.802.
What happens if I build in a flood zone without a permit?
The county treats it as a violation of Section 82-28.606, which is an infraction punishable under Government Code Section 25132, and the Board of Supervisors can take further lawful action to remedy the violation.

Sources & Official References

Other rules in Contra Costa County

All Contra Costa County rules

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