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Guilford County, NC Environmental Rules: Flood Zones (2026)

Significant Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Guilford County, NC, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required
Floodplain Development Permit
Residential elevation
BFE plus 2 feet freeboard (RFPE)
Administered by
County Floodplain Administrator
Farm exemption
None for floodway/floodplain rules
Max criminal fine
$100 plus up to 30 days

Summary

No structure or land in a Special Flood Hazard Area of unincorporated Guilford County may be developed without a Floodplain Development Permit. New and substantially improved residential structures must be elevated to 2 feet above the Base Flood Elevation, and violations are a Class 1 misdemeanor.

City-specific rules exist: High Point, and Greensboro have their own flood zones rules that differ from Guilford County's county-level regulations. If you live in one of those cities, check the city-specific page instead.

A Floodplain Development Permit (See Subsec. 9.3.L) shall be required in conformance with the provisions of Subsec. 9.3 Flood Damage Prevention prior to the commencement of any development activities within Special Flood Hazard Areas (SFHA) determined in accordance with Subsec. 9.3.D.2 Basis for Establishing the SFHA. ... Violation of the provisions of this Subsection or failure to comply with any of its requirements... shall constitute a Class 1 misdemeanor pursuant to NCGS 143-215.58. Any person who violates this Subsection or fails to comply with any of its requirements shall, upon conviction thereof, be fined not more than one hundred dollars ($100.00) or imprisoned for not more than thirty (30) days, or both.

Full Breakdown

Under UDO Subsec. S. Chapter 143, Article 21, Part 6, a Floodplain Development Permit from the county's Floodplain Administrator is required before any development activity begins within a Special Flood Hazard Area (SFHA), as mapped on FEMA's Flood Insurance Rate Maps for Guilford County. Sec. G bars locating, extending, converting, altering, or developing any structure or land without full compliance. Applicants submit a scaled plot plan showing the development's location and elevation, the SFHA and floodway boundaries, and flood zone designations to the Floodplain Administrator, who reviews under the county's standard development review procedures with the Administrator substituting for the Planning Director on these applications.

Sec. a requires new construction and substantial improvement of any residential structure, including manufactured homes, to have its reference level, including any basement, elevated no lower than the Regulatory Flood Protection Elevation (RFPE). The code defines RFPE as the Base Flood Elevation plus 2 feet of freeboard where BFE data exists, or at least 2 feet above the highest adjacent grade where no BFE has been set. Non-residential structures may floodproof to the RFPE instead of elevating, but a registered engineer or architect must certify the floodproofing meets the standard.

Fill is generally prohibited in the SFHA, including building on fill, with narrow exceptions for minor fill restoring natural floodplain function. Bona fide farms get no exemption from these floodway and floodplain development standards.

Violations & Fines

Violating Subsec. 9.3 or failing to comply with a Floodplain Development Permit condition, including conditions attached to a variance, is a Class 1 misdemeanor under N.C.G.S. § 143-215.58, punishable by a fine of up to $100 and up to 30 days imprisonment. Each day a violation continues counts as a separate offense, and the county can pursue any other lawful remedy on top of the criminal penalty.

Frequently Asked Questions

How high must a new house be built in a Guilford County flood zone?
New or substantially improved residential structures, including manufactured homes, must have their reference level elevated no lower than the Regulatory Flood Protection Elevation, which is the Base Flood Elevation plus 2 feet of freeboard, per UDO Sec. 9.3.P.2.a.
Do farms get an exemption from Guilford County's floodplain rules?
No. Sec. 9.3.D.1 specifically states that bona fide farms are not exempt from the provisions regulating development in floodways and floodplains, since the county must meet National Flood Insurance Program participation requirements.
What is the penalty for building without a floodplain permit?
It is a Class 1 misdemeanor under N.C.G.S. § 143-215.58, carrying a fine of up to $100 and up to 30 days in jail, with each day the violation continues charged as a separate offense under UDO Sec. 9.3.K.

Sources & Official References

Other rules in Guilford County

All Guilford County rules

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