Boone County, KY Environmental Rules: Flood Zones (2026)
FEMA flood zone rules in Boone County, KY, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.
Key Facts
- Permit required for
- Any development in a flood hazard area
- Application filed with
- Floodplain Administrator
- State coordination
- Local endorsement precedes state permit
- Penalty
- $100+ fine or up to 30 days jail
- Applies to
- Unincorporated Boone County only
Summary
In unincorporated Boone County, Kentucky, anyone building or developing land inside a mapped special flood hazard area must first get a floodplain development permit from the Floodplain Administrator under Code § 151.20. The application needs scaled site plans and proposed elevations before local endorsement clears the way for a state floodplain construction permit.
A development permit shall be obtained before any construction or other development begins within any special flood hazard area established in § 151.06. Application for a development permit shall be made on forms furnished by Floodplain Administrator prior to any development activities, and may include, but not be limited to, the following: plans in duplicate drawn to scale showing the nature, location, dimensions, and elevations of the area in question; existing or proposed structures, fill, storage of materials, drainage facilities; and the location of the foregoing. Endorsement of local administrator is required before a state floodplain construction permit can be processed.
Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: 2025 S-28: Supplement contains: Local legislation current through Ordinance 2025-20, passed 6-17-25; and State legislation current through KRS 2025).
Full Breakdown
Boone County Code Chapter 151, Flood Damage Prevention, requires anyone developing land within a special flood hazard area of the unincorporated county to get a floodplain development permit first. 20, the permit application must go to the Floodplain Administrator on county-furnished forms before any development activity starts, and must include duplicate scaled plans showing the nature, location, dimensions and elevations of the site, existing or proposed structures, fill, storage of materials and drainage facilities. Local endorsement by the Floodplain Administrator is required before a state floodplain construction permit can even be processed.
At the application stage, the applicant must submit the proposed elevation of the lowest floor relative to mean sea level, or the floodproofing elevation for nonresidential structures, plus engineer or architect certifications. 20(B) requires the permit holder to submit an as-built elevation certification to both the Floodplain Administrator and the state before construction continues; the Administrator can issue a stop-work order if that certification or required corrections are not submitted. 11, the Floodplain Administrator's staff can issue a notice of violation for development that does not comply with the chapter or a permit's terms, followed by a citation demanding a civil monetary fine if the violation is not remedied within a reasonable, stated time. 06 determine whether a property sits within a mapped special flood hazard area.
Violations & Fines
Developing without a permit, or ignoring a permit's conditions, is a misdemeanor civil offense under § 151.99: a fine of at least $100 or up to 30 days in jail, or both, plus all case costs, with each day of continued violation treated as a separate offense. The Floodplain Administrator can also pursue other lawful remedies, including a stop-work order, before a citation is issued.
Frequently Asked Questions
Do I need a permit to build in a Boone County floodplain?
What must I submit with a floodplain permit application?
What happens after construction starts?
Does Boone County's floodplain ordinance cover Florence or Union?
Sources & Official References
Other rules in Boone County
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