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Weld County, CO Environmental Rules: Flood Zones (2026)

Some Restrictions
Compiled from the official code textEditor Martyn O'NeillLast verified September 2026

FEMA flood zone rules in Weld County, CO, also called floodplain regulations or special flood hazard area (SFHA) rules, determine flood insurance requirements and elevation standards for new construction.

Key Facts

Permit required for
all uses in 100-yr floodplain
Administrator
Director of Planning Services
Decision deadline
45 days after complete application
Base flood rise cap
half a foot, absent a CLOMR
Exempt uses
farming, grazing, irrigation, sandbagging
Misdemeanor fine
up to $100 per day

Summary

Building, filling, or altering land anywhere inside Weld County's FEMA-mapped 100-year floodplain requires a Floodplain Development Permit before work starts. Weld County Code § 23-11-260 makes the permit mandatory countywide in the unincorporated area, reviewed by the county's designated Floodplain Administrator.

City-specific rules exist: Greeley has its own flood zones rules that differ from Weld County's county-level regulations. If you live in Greeley, check the city-specific page instead.

Sec. 23-11-260. - Establishment of FLOODPLAIN DEVELOPMENT PERMIT. A FLOODPLAIN DEVELOPMENT PERMIT shall be required for all USES occurring within the FEMA mapped 100-YEAR FLOODPLAIN to ensure conformance with the provisions of this ORDINANCE and federal and state regulations...B.No permit shall be issued nor shall any START OF CONSTRUCTION begin, DEVELOPMENT occur or BUILDING or STRUCTURE be erected, constructed, replaced or SUBSTANTIALLY IMPROVED within the 100-YEAR FLOODPLAIN as shown on the FEMA designated maps until a FLOODPLAIN DEVELOPMENT PERMIT for such DEVELOPMENT, BUILDING or STRUCTURE has been approved by the FLOODPLAIN ADMINISTRATOR.

View official code

Official source re-checked September 7, 2026: no newer edition of the code had been published (publisher’s edition: Charter and County Code: Supplement 95).

Full Breakdown

Chapter 23, Article XI applies to all Special Flood Hazard Areas identified for unincorporated Weld County in the Flood Insurance Study dated September 26, 2024, and its accompanying Flood Insurance Rate Maps, adopted by reference under § 23-11-250. Section 23-11-260 requires a Floodplain Development Permit for all uses in the FEMA-mapped 100-year floodplain, and § 23-11-350(B) blocks any start of construction, development, or structure erection in that floodplain until the Floodplain Administrator approves the permit. The Director of the Department of Planning Services holds the Floodplain Administrator role under § 23-11-320 and must notify an applicant of a decision within 45 days of a completed application under § 23-11-330(E).

That official must also, per § 23-11-330(I), block new construction, substantial improvement, or fill in Zones A1-A30 and AE unless it's shown the cumulative effect of the project won't raise the base flood water surface elevation more than half a foot anywhere in the county, absent a FEMA-approved conditional letter of map revision. Section 23-11-340 exempts a narrow set of open-space and emergency uses from needing a permit at all: agricultural uses like tilling, farming, irrigation, harvesting, and grazing; non-overnight recreational use; irrigation and livestock wells meeting floodplain well standards; and emergency measures such as sandbagging, so long as none of them require structures, fill, or permanent storage.

Violations & Fines

Section 23-11-430 routes Article XI enforcement through Chapter 23, Article X. Section 23-10-20 makes a violation a misdemeanor punishable by a fine of up to $100, up to ten days in jail, or both, with each day of continued illegal construction or use counted as a separate offense. Section 23-10-40 additionally allows a civil penalty of $25 to $1,000 per violation, with a continuing penalty of up to $100 per day until cured, and § 23-11-440 lets the Department of Planning Services withhold building permits for work that doesn't conform to the floodplain ordinance.

Frequently Asked Questions

Do I need a permit just to farm land in the floodplain?
No. Section 23-11-340 exempts agricultural uses such as tilling, farming, irrigation, harvesting, and grazing from the Floodplain Development Permit, along with non-overnight recreation and emergency flood-damage measures like sandbagging, as long as the use doesn't require structures or fill.
Who decides whether my building site is in the floodplain?
The Floodplain Administrator, a role held by the Director of the Department of Planning Services or a designee, interprets Special Flood Hazard Area boundaries under § 23-11-330(H) using the county's FEMA Flood Insurance Study and Rate Maps, and must decide a complete permit application within 45 days under § 23-11-330(E).
Can new development raise flood elevation on neighboring land?
Only slightly. Section 23-11-330(I) blocks new construction or fill in Zones A1-A30 and AE unless it's shown the cumulative effect of the project, combined with other existing and anticipated development, won't raise the base flood water surface elevation by more than half a foot anywhere in the county.

Sources & Official References

Other rules in Weld County

All Weld County rules

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